Neo Credit Card

40 % off* on Zomato

with Lifetime Free NEO Credit Card

Features & Benefits

A Complimentary Premium Economy Ticket

40% off on Zomato

  • Get 40% off on food delivery at Zomato* with your NEO Credit Card
  • *Free delivery offer on restaurants not eligible for the above offer
  • Use Coupon Code: AXISNEO to avail the discount
  • Maximum discount is capped at Rs. 120 per order
  • Offer applicable on minimum spends of Rs. 200
  • Customer can avail the discount up to twice a month
A Complimentary Premium Economy Ticket

5% off on utility bill payments via Amazon Pay

  • Get 5% off on mobile recharges/Broadband payment/DTH recharge done through Amazon Pay.
  • Maximum discount is capped at INR 150 per month, minimum transaction amount is INR 299.
  • Customer can avail the discount once per month
A Complimentary Premium Economy Ticket

Enjoy the 'Power of 10'

  • 10% off on Blinkit – Up to Rs. 250 off on min spends of Rs. 750, valid once per month.
  • 10% off every time you shop at Myntra on a minimum purchase value of Rs. 500
  • 10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits up to Rs. 100.

For detailed terms and conditions, click here for Axis bank NEO Credit card offers.

A Complimentary Premium Economy Ticket

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.

Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 1500
Valid Twice per card per month for max benefits upto Rs 1000

Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards

Steps for booking and payment

A Complimentary Premium Economy Ticket

Spend securely

All the Axis Neo Credit Cards are chip and PIN protected with an EMV certified chip credit card for unrivaled protection.
The EMV certified chip reduces the possibility of counterfeit and skimming fraud.

A Complimentary Premium Economy Ticket

Stay protected with Zero Lost Card Liability

Report an Axis Bank Neo Credit Card as misplaced or stolen immediately by calling the Axis Bank customer service at 18605005555 or 18604195555

With zero lost card liability, you are protected against any fraudulent use of your card from the moment the loss is reported.

*Terms and Conditions apply. For more details, refer to card member agreement clause no. 18

A Complimentary Premium Economy Ticket

Convert purchases to EMI

Contact Axis Bank to convert big credit card purchases into EMIs through multiple options – Internet Banking, Mobile App or Customer Service channel. This is valid for any transaction over Rs. 2,500 made using the Neo Credit Card.

To know more, click here for card services

A Complimentary Premium Economy Ticket

Earn EDGE REWARDS Points

Receive EDGE REWARDS points for transactions and use them to redeem 500+ rewards and offers.
Earn 1 point on every Rs. 200 spent using the Neo Credit Card.

For options to redeem points, check the EDGE REWARDS Catalogue

A Complimentary Premium Economy Ticket

Network Offers

For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands. Click here to avail the offers to avail the offers.

A Complimentary Premium Economy Ticket

Activation Benefit

100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance

Click here to view the terms and conditions.

Fees & Charges

The fees and charges for Neo Credit Card include joining fees, annual fees, cash payment fees, withdrawal fees and certain penalties (if any) amongst others.

DescriptionsCharges
Joining FeeRs. 250
Lifetime Free for select* channels
Annual Fee (Second year onwards)1st Year: Nil
2nd Year onwards: Rs. 250
Lifetime Free for select* channels
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement Fee Nil
Cash Payment FeeRs. 100
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Finance Charges (Retail Purchases & Cash)3.6% per month (52.86% per annum)
Cash Withdrawal Fees2.5% (Min. Rs. 500) Of The Cash Amount
Overdue Penalty or Late Payment FeeNil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty2.5% of over the limit amount (Min. Rs. 500)
Cheque return or dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Foreign Currency Transaction Fee3.50% of the transaction value
GSTAs per existing Government norms
Reward Redemption feeYes
Rent Transaction fee1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513
Dynamic Currency Conversion markup1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation.
Fuel Transaction Surcharge Transaction1% of transaction amount

Check your eligibility for Axis Bank Neo Credit Cards

Eligibility

Primary Cardholder should be 18-70 years of age

Primary Cardholder should be 18-70 years of age

Add-on cardholder should be over 15 years

Add-on cardholder should be over 15 years

Resident of India or a Non-Resident Indian

The individual should either be a Resident of India or a Non-Resident Indian

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.

Documentation

PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill
*The above list is only indicative. Documents required may vary on a case to case basis.

Value Chart

Power to save up to Rs. 10,000 in a calendar year.

DetailsMonthly Benefits (Rs.)Annual Benefits(Rs.)
Activation Benefit:100% Cashback up to Rs 300 on first Utility bill payment within first 30 days of card issuance* 300
Food ordering at Zomato2402880
Utility Bill Payments via Amazon Pay1501880
Grocery shopping at Blinkit2503000
Movie spends on Bookmyshow1001200
Online shopping at Myntra**1001200
Edge Rewards 100
Total Benefit(Year 1) 10,560
Total Benefit(Year 2 onwards) 10,360
Annual Benefit as a % of spends*** 10%

*Activation Benefits, applicable for first year only
**Assuming monthly spends on Myntra as Rs. 1,000
*** For Illustrative purposes only

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