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Credit Cards

Neo Credit Card

Get Amazon gift voucher worth Rs. 250
on the 1st spend within 30 days of Card issuance!

10% off, all year long

On movie tickets, mobile recharges and online shopping

Movie and Shopping Vouchers

Welcome voucher worth Rs. 300 from BookMyShow and Rs. 500 from Jabong

Convert Purchases to EMI

On transactions of Rs. 2,500 or more through multiple options

Min. 15% off* on Dining

At partner restaurants across India

Features and Benefits

Descriptions Charges
Joining Fee Rs.250 Waived upon spends of Rs.2500 in 45 days
Annual Fee Rs.250
Add-on Card Joining Fee Nil
Add-on Card Annual Fee Nil
Card Replacement Fee(lost or stolen or re -issue) Waived
Cash Payment Fee Rs. 100/-
Duplicate Statement Fee Waived
Chargeslip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Mobile Alerts for Transactions Free
Hotlisting Charges Nil
Balance Enquiry Charges Waived
Finance Charges (Retail Purchases & Cash) 3.25% per month(46.78% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount
Overdue Penalty or Late Payment Fee
  • Nil if Total Payment Due is upto Rs. 100
  • Rs. 100 if Total Payment Due is between Rs. 101 - Rs. 300
  • Rs. 300 if Total Payment Due is between Rs. 301 - Rs. 1000
  • Rs. 500 if Total Payment Due is between Rs. 1001 - Rs. 5000
  • Rs. 600 if Total Payment Due is between Rs. 5001 - Rs. 20000
  • Rs. 700 if Total Payment Due is Rs. 20001 and above
Over Limit Penalty 3% of the over limit amount (Min. Rs 500)
Cheque return or dishonour Fee or Auto-debit Reversal Rs. 300/-
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Foreign Currency Transaction Fee 3.50% of the transaction value
GST As per existing Government norms











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With zero part payment and foreclosure charges* 

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Take Charge of Your Progress

Join the Axis Bank Young Bankers Program

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Home-Loan

Get up to 12 EMI off*

With Axis Bank Fast Forward Home Loan

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