Spicejet Axis Bank Credit Card

SpiceJet Axis Bank Voyage Credit Card

Welcome Benefit

Welcome Benefit

Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 1500.

click here to know more.

Click here for TnCs in other languages.

Complimentary SpiceClub Membership

Complimentary SpiceClub Membership

Get on boarded to privileges of SpiceClub Silver membership on card issuance

click here to know the benefits of SpiceClub program

Earn SpiceClub Points

Earn SpiceClub Points

  • Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every Rs. 200 spent on SpiceJet mobile application and website
  • Earn 6 SpiceClub Points for every Rs. 200 spent on Online Food order, Online Bill payment & Online Entertainment
  • Earn 3 SpiceClub Points for every Rs. 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)
  • Redeem the Points against spends on SpiceJet Flight tickets, meal vouchers, etc. booked on SpiceJet mobile app & website
  • Please click here for terms and conditions of SpiceClub points earned on Voyage/Voyage Black Credit Card.
Milestone & Renewal Benefit

Milestone & Renewal Benefit

  • Get bonus SpiceClub Points at every step of your credit card journey
  • Earn 2000 SpiceClub Points on achieving annual spend of Rs. 1 lakh in a card membership year
  • Earn 3000 SpiceClub Points on achieving annual spend of Rs. 2 lakh in a card membership year
  • Earn 1000 SpiceClub Points on every successful renewal of credit card
  • Click here to know more.
Complimentary Domestic Airport lounge Access

Complimentary Domestic Airport lounge Access

Experience 4 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.

Fuel surcharge Waiver

Fuel surcharge Waiver

  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
  • Valid on transaction between Rs. 400 to Rs. 4000; Maximum monthly benefit upto Rs. 400
  • GST on fuel surcharge is non refundable
Axis Bank Dining delights

Axis Bank Dining delights

Indulge in delectable cuisines and enjoy up to 15% of, up to INR 500, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.

Convert Purchases to EMI

Convert Purchases to EMI

No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.

Fees & Charges

The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.

Joining FeeRs. 750
Annual Fee1st Year: Nil
2nd Year onwards: Rs. 750
Add-on Card Joining FeeNil
Add-on Card Annual FeeNil
Card Replacement Fee Nil
Cash Payment FeeRs. 100
Duplicate Statement FeeWaived
Charge Slip Retrieval Fee or Copy Request FeeWaived
Outstation Cheque FeeWaived
Mobile Alerts for TransactionsFree
Hotlisting ChargesNil
Balance Enquiry ChargesWaived
Finance Charges (Retail Purchases & Cash)3.6% per month (52.86% per annum)
Cash Withdrawal Fees2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment FeeNil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty2.5% of over the limit amount (Min. Rs. 500)
Cheque return or dishonour Fee or Auto-debit Reversal2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge Transaction1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee3.50% of the transaction value
Reward Point Redemption feeNo
GSTAs per existing Government norms
Rental Transaction Fee1% (Max. Rs.1500) on each rental transaction
Dynamic Currency Conversion Markup1%  will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation.

For all above fees and charges, taxes as per Government norms shall be applicable.

Check your eligibility for SpiceJet Axis Bank Voyage Credit Card


Primary Cardholder should be 18-70 years of age

Primary cardholder should be between the age of 18 and 70 years

Resident of India or a Non-Resident Indian

The individual should be a Resident of India

*The above criteria are only indicative. The bank reserves the right to approve or decline applications for credit card.


PAN Card photocopy or Form 60

PAN Card photocopy or Form 60

Proof of income

Proof of income

Latest payslip / Form 16 / IT Return
Residence proof

Residence proof

Driving License / Electricity Bill / Landline Telephone Bill
*The above list is only indicative. Documents required may vary on a case to case basis.

Value Chart

Assuming Rs. 2.5 lakh annual spends

DetailsAnnual SpendsPointsBenefit in INR
Activation Benefit – Spicejet Flight Voucher--1500
SpiceJet App. & Website Spends16000054002700
Online food delivery230000900450
Online Bill payment215000450225
Online Entertainment215000450225
Other retail spends1000001500750
Milestone 1 Benefit on Rs. 1 lakh spends3-20001000
Milestone 2 Benefit on Rs. 2 lakh spends3-30001500
Renewal benefit4-1000500
Fuel Surcharge waiver520000-200
Domestic Airport lounge access6--4000
Total Benefits (Year1)7  Rs. 13050


* Rest all spends are considered on wallet & EMI transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month* For Illustrative purposes only
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior

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