Can I start or stop receiving my survival benefits?
Yes, you have the flexibility to start or stop your survival benefits anytime during the policy term. You may even alter the choice multiple times. If you decide to accumulate the benefits an additional rate will be given for the accumulation time.
What benefits will my spouse get from the plan?
If you have opted for a Joint Life policy, your spouse will be covered for a sum assured of 50% to 100% of your sum assured.
Can I change the frequency of my survival benefit payouts?
Yes, you can change the frequency of your survival benefit payout from monthly to yearly and vice-a-versa.
Is it mandatory to take 50% of the sum assured at the end of PPT under the Enhanced Benefit plan?
Yes if you have opted for Enhanced benefit option you will receive 50% of your sum assured as lump sum at the end of premium payment term.
What is the maximum loan one can avail against the policy?
One can avail a maximum loan of 80% of the surrender benefit less any Cash Value available under the policy.
What kind of equity exposure is available under the Plan?
This investment plan can have exposure of up to 40% in equity. This will help in declaring higher Compound Reversionary Bonus (if any) & Terminal Bonus (if any).