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Loans

New Car Loan

Explore the most flexible, quick and cost-effective way
to own your dream car

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High LTV Ratio

Upto 95% of the ex-showroom price on select models

Loan Amount

Minimum - Rs. 1,00,000
Maximum - Upto 85% on-road funding

Special Benefits

For Priority Banking, Wealth Banking, Privee Banking customers, as well as Axis Bank Salary A/C customers

eDGE Loyalty Rewards

Earn reward points for completing transactions

Features and Benefits

From Rs. 1,00,000 upto 85% on-road funding for upto 7 years tenure
Starting from just 11%
Value calculated on ex-showroom price of the vehicle Calculate your monthly outgo with the Car Loan EMI Calculator
Upto 95% of the ex-showroom price on select models
  • Banking surrogate schemes available
  • Special benefits for Priority Banking, Wealth Banking and Privee Banking customers. (Contact your Relationship Manager today to know more)
  • Processing Fees of Rs. 1,000 only
  • Waiver of income documents and bank statement
  • Special Surrogate Scheme available for Club 50 and Channel One Current Account customers:
    • Waiver of income documents and bank statements
  • Special scheme for Axis Bank Salary A/C customers:
    • Waiver of salary slips and bank statement
From 1 year to 7 years
Auto loans are available for:
  • Self-Employed Individuals
  • Proprietorships
  • HUF
  • Partnership Firms
  • Limited Liability Partnership Firms
  • Trusts
  • Societies and Companies
eDGE Loyalty Rewards points for transactions and 500+ rewards and offers. to redeem points Earn points for these transactions:
  • 350 points if Post Disbursal documents are submitted within 60 days of first loan instalment being disbursed

For options to redeem points, check the eDGE Loyalty Rewards Catalogue

  • The Bank reserves the right to reject any application without assigning reasons thereof. It shall be the sole right of the Bank to consider the proposal on case to case basis after taking into consideration, the credentials/credit worthiness of each of the customers
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment
  • Axis Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products
  • The interest rates and processing fees are subject to change without prior notice and the offer expiry date mentioned is subject to interest rate fluctuations and will only be accommodated on a best effort and non-obligatory basis by the bank
  • Axis Bank or its agent(s) shall not be responsible for the delivery/Model/ colour/make/performance of the asset applied for under this application The borrower undertakes to hypothecate the vehicle in favour of the Bank immediately after purchase of the vehicle
  • Bank is not responsible for the contract entered into by the Customer with Vehicle Dealer nor Bank makes any representation as regards the Dealer or the Vehicle supplied by the Dealer.
  • Axis Bank is authorised to disclose from time to time any information relating to the loan to any credit bureau (Existing or Future) approved by Government of India and Reserve Bank of India without any notice to the borrower. Axis Bank is also authorised to make inquiries with the Credit Information Bureau of India (CIBIL) and get the applicants Credit Information Report.
  • In case of default i.e. if the amount due is not paid by due date, the customer will be sent reminders. from time to time for payment of any outstanding on his loan account, by post, fax, telephone, email, SMS messaging and/or through third parties appointed for collection (as per RBI Guidelines) purpose to remind, follow-up and collect dues
  • The product and services of the bank are subject to applicable law and regulations and would be modified / discontinued based on the prevailing law / regulation at any point of time and neither party shall be under any liability or obligation or continue the product and services of the bank till such time the terms are modified by the Parties as per the prevailing/ amended law at that point of time. In the event, that the product and services of the bank cannot be continued without total compliance of the prevailing law at any point of time, the product and services of the bank shall be deemed to be discontinued forthwith from the date when the amended law restricting / prohibiting the product and services of the bank comes into force.
  • Any dispute relating to the Offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.
  • The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion
  • T&C : Additional Discount is provided by the Manufacture
All of the above is subject to terms and conditions
Axis Bank's role is limited to offering Car loans for purchase of FORD Car during the offer period only to the eligible Applicants and Bank shall not be responsible for any representation(s) made by Dealers to the Applicant in respect of Car purchase and quality of product, services offered by Dealer. Car loans will be sanctioned at the sole discretion of Axis Bank and shall be subject to fulfillment of applicable terms and conditions and eligibility criteria. The sale of FORD Car including quality of product, etc. and any services such as accessories, delivery, etc. will be solely and completely managed and dealt by respective Dealers. Nothing contained herein shall constitute or be deemed to constitute an advice, offer, invitation or solicitation to sell/purchase any products/services of FORD Motor or any third party and is not intended to create any rights and obligations. "The sale of vehicle including quality of product and any services, accessories, delivery, after sales service etc. will be solely and completely managed and dealt by Ford India, its agents and its respective dealers and Axis Bank is not liable for the same". Images herein are provided only for pictorial representations only and Axis Bank does not undertake any liability or responsibility for the same. The loan offered by Axis Bank are subject to applicable laws and regulatory guidelines/ regulations and as per bank's extant guidelines from time to time.

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