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Loans

New Car Loan

Explore the most flexible, quick and cost-effective way
to own your dream car

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High LTV Ratio

Up to 100% on road price funding

Loan Amount

Minimum Rs 1,00,000/-
Maximum Up to 100% on road price funding

Special Benefits

For Priority Banking, Wealth Banking, Privee Banking customers, as well as Axis Bank Salary A/C customers

Axis eDGE Rewards

Earn reward points for completing transactions

Features and Benefits

Car Loan Eligibility

  • Minimum 21 years of age
  • Maximum 70 years of age at maturity (conditions apply)
  • Minimum Net Annual Salary of Rs. 2,40,000 p.a. for all approved car models
  • Income eligibility based on latest salary slip and Form 16
  • Minimum of 1 year continuous employment
  • Minimum 18 years of age
  • Maximum 75 years of age at loan maturity
  • Minimum Net Annual Business income of Rs. 1,80,000 p.a. for selected models and Rs. 2,00,000 p.a. for others.
  • Income eligibility based on latest Income Tax Returns
  • Minimum 3 years of employment in the same line of business
  • Minimum Net Annual Business income or Rs. 1,80,000 p.a. for selected models and Rs. 2,00,000 p.a. for others
  • Income eligibility based on latest 2 years. Income Tax Returns and audited financials of 2 years along with computation of income
  • Minimum 3 years of employment in the same line of business
  • Customers with a vintage of 6 months
  • A minimum Average Quarterly Balance (AQB) as below:
    • An AQB of Rs. 1 lakh for last 2 completed quarters AQB requirement to be met for both the quarters
  • Maximum loan amount restricted to 3 times the AQB in the last 2 quarters
  • Customers who have a Salary A/c with Axis Bank since the past 3 months
  • Those who work with the following organisations:
    • Public Limited and Private Limited Companies
    • MNCs
    • Permanent employees of State / Central Government
    • Permanent employees of Public Sector Undertakings
    • Permanent employees of reputed schools / colleges
  • Other factors
    • Minimum 21 years of age
    • Maximum 70 years of age at loan maturity
    • Minimum Net Annual Salary of Rs. 2,40,000 p.a.
    • Income eligibility base on latest salary slip and Form 16
    • Minimum 1 year of continuous employment
Use the Car Loan EMI calculator to find out whether you can avail of auto finance.

Documents required for Car Loan

  • Age proof
  • ID proof
  • Application form
  • Photograph
  • Residence proof
  • Income proof
  • Bank statement
  • Signature verification proof
  • Pro-forma Invoice or Rate List
  • Adhar card copy

All of the above is subject to terms and conditions

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Starting from Rs. 50 thousand to Rs. 15 Lakhs

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