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Loans

New Car Loan

Explore the most flexible, quick and cost-effective way
to own your dream car

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High LTV Ratio

Up to 100% on road price funding

Loan Amount

Minimum Rs 1,00,000/-
Maximum Up to 100% on road price funding

Special Benefits

For Priority Banking, Wealth Banking, Privee Banking customers, as well as Axis Bank Salary A/C customers

Axis eDGE Rewards

Earn reward points for completing transactions

Features and Benefits

Interest Rates and Charges

Tenure 1 Yr MCLR Spread over MCLR Effective ROI Processing Fee Documentation Charges
Upto 36 month 8.40% 2.6% - 3.1% 11.00% - 11.50% Rs 3500 - Rs 5500 Rs 300
More than 36 months 8.40% 0.85% - 2.85% 9.25% - 11.25% Rs 3500 - Rs 5500 Rs 300

Other Charges

In addition, our processing charges are transparent and kept to a minimum so that you pay less upfront. Here's what you have to pay:

Sr. No Type Charges
1 Cheque Bounce / Instrument Return Charges Rs 500/ Instance
2 Cheque / Instrument Swap Charges Rs 500/ Instance
3 Duplicate Statement issuance charges Rs 500/ Instance
4 Duplicate Repayment Schedule issuance charges Rs 500/ Instance
5 Duplicate No Dues Certificate / NOC Rs 500/ Instance
6 Late Payment Penal Interest 2% per month
7 Loan cancellation / Re-booking Rs 1000/ instance
8 Foreclosure Charges 5% of the Principal Outstanding plus GST
9 Part payment charges 5% of the Part Payment amount plus GST
10 Stamp Duty At Actuals
11 Issuance of Credit Report Rs 50/ Instance

*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable).

** The minimum amount accepted for part payment will be equal to one EMI and maximum amount will be 25% of the balance principal in one year. 





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