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New Car Loan

Explore the most flexible, quick and cost-effective way
to own your dream car

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High LTV Ratio

Up to 100% on road price funding

Loan Amount

Minimum Rs 1,00,000/-
Maximum Up to 100% on road price funding

Special Benefits

For Priority Banking, Wealth Banking, Privee Banking customers, as well as Axis Bank Salary A/C customers

Axis eDGE Rewards

Earn reward points for completing transactions

Features and Benefits

Interest Rates and Charges

For Loans with tenure upto 36 months

1 Yr MCLR Spread over MCLR Effective ROI Reset Processing Fee Documentation Charges
8.40% 2.35% - 2.85% 10.75% - 11.25% No Reset Rs.3500 – Rs.5500 Rs 300

For Loans with tenure more than 36 months

Effective ROI Processing Fee Documentation Charges
10.75% - 11.25% Rs.3500 – Rs.5500 Rs 300

Other Charges

In addition, our processing charges are transparent and kept to a minimum so that you pay less upfront. Here's what you have to pay:

Sr. No Type Charges
1 Cheque Bounce / Instrument Return Charges Rs 500/ Instance
2 Cheque / Instrument Swap Charges Rs 500/ Instance
3 Duplicate Statement issuance charges Rs 500/ Instance
4 Duplicate Repayment Schedule issuance charges Rs 500/ Instance
5 Duplicate No Dues Certificate / NOC Rs 500/ Instance
6 Late Payment Penal Interest 2% per month
7 Loan cancellation / Re-booking Rs 1000/ instance
8 Foreclosure Charges 5% of the Principal Outstanding plus GST
9 Part payment charges 5% of the Part Payment amount plus GST
10 Stamp Duty At Actuals
11 Issuance of Credit Report Rs 50/ Instance

*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable).

** The minimum amount accepted for part payment will be equal to one EMI and maximum amount will be 25% of the balance principal in one year.

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Fixed Deposits

No Penalty on Withdrawal from your Fixed Deposit*

On First Partial Withdrawal upto 25% of your Original FD Principal value


Neo Credit-Card

Get 10% OFF*

On shopping, dining and more with NEO Credit Card


Home Loan

Axis Bank Home Loan

Pay your EMIs regularly and get 12 EMIs waived off at no extra cost


Personal Loan Zero charges

Get Axis Bank Personal Loan

Starting from Rs. 50 thousand to Rs. 15 Lakhs



Home Loan

Car Loan

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