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Loans

Gold Loan

Liquidate your gold quickly to meet your monetary needs.

 

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Quick Disbursement

Same day loan disbursement against gold and gold ornaments

Gold Kept Safely

Gold is kept secure in bank vaults

No Foreclosure Charges

No extra charges on foreclosure

Loan Amount

Minimum -Rs. 25,001
Maximum - Rs. 20,00,000

Features and Benefits

You can start the process of applying for a Loan Against Gold in any of the following ways:
Online by clicking here
In person at any Axis Bank Loan Center. To find the one closest to you, please click here
By calling any of our toll free numbers: 1800 233 5577 or 1800 209 5577 or 1800 103 5577.
For a complete list of Axis Bank Branch addresses and hours of service where you can apply for Loan Against Gold, please click here
Anyone between the ages of 18 and 75 is eligible to apply for an Axis Bank Loan Against Gold.
At Axis Bank, you can get a Loan Against Gold from Rs.25,001 to Rs. 20 lakhs. Some of the factors we consider when deciding a loan amount are:
Your requirement and valuation of Gold
Your repayment capacity
We offer you a flexible tenure ranging from 6 to 36 months.
Your application for a Loan Against Gold needs to be supported by the following documents:
Passport Sized Photographs
Photo identity, address and signature proof
Pan card/Form 60
Age Proof
Yes, you can avail loans against gold coins. Maximum limit of 50 gm per customer will be applicable.
No, it is not mandatory for you to have a co-applicant when applying for our Loan Against Golds.
The same day! Loans get disbursed the day that we receive your application along with all the necessary supporting documents and Gold jewellery as security

For more features of Axis Bank Loan Against Golds, please click here
Yes, bank charge a non-refundable processing fee and Valuation fee for every Loan Against Gold application.

For more details of Rate of Interest and charges, please click here
There may be. To check the schedule of charges associated with transactions, click here
Axis Bank's rate of interest on Loan Against Gold ranges between 14.5% - 17.00%
Axis Bank calculates just simple interest on all Loan Against Golds.
Axis Bank offers you two options for repayment of your Loan Against Golds. Select the most convenient one for you from the choices below:
Interest payment upfront and repayment of principal on maturity date
Monthly interest payment and repayment of principal on maturity date.
Equated monthly Installment option
Axis Bank proactively reminds customers of their dues and advises you to keep adequate funds available to avoid additional costs. If you miss making a timely payment, late payment charges will be applicable according to the terms of your Loan Against Gold agreement.
Yes, you can make part-prepayment of a minimum of Rs. 10,000 towards your Loan Against Gold at your nearest Loan Against Gold Branch. Currently, Axis Bank levies no charge for part-prepayment.
Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear any remaining amount that may be payable towards your Loan Against Gold by requesting a foreclosure statement from your Loan Against Gold Branch.

Once all outstanding dues have been cleared, please submit a foreclosure request at Loan Against Gold Branch from which you obtained the Loan Against Gold and we will begin processing your request.

For more details on foreclosure charges, please click here

HAVE QUERIES?

  • What is the location and the timing of the Axis Bank Branch closest to me?

For a complete list of Axis Bank Branch addresses and hours of service where you can apply for Loan Against Gold, please click here.

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  • Who can apply for an Axis Bank Loan Against Gold?

Anyone between the ages of 18 and 75 is eligible to apply for an Axis Bank Loan Against Gold.

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  • Can I get a Loan Against Gold by pledging gold coins?

No, Axis Bank does not offer Loan Against Golds against gold coins.

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