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Gold Loan Interest & Charges

Liquidate your gold quickly to meet your monetary needs.


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Quick Disbursement

Same day loan disbursement against gold and gold ornaments

Gold Kept Safely

Gold is kept secure in bank vaults

No Foreclosure Charges

No extra charges on foreclosure

Loan Amount

Minimum -Rs. 25,001
Maximum - Rs. 20,00,000

Features and Benefits

Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
Gold Loan 8.40% 6.25%-8.75% 14.50%-17% No Reset

Schedule of charges**

Processing Fee 1% plus GST as applicable
Foreclosure Charges Nil
Valuation Charges Rs.500/-
Part Payment Charges Nil
Penal interest 2% per month on overdue amount

*(Subject to change as per Bank’s discretion from time to time)

** Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)


  • What is the location and the timing of the Axis Bank Branch closest to me?

For a complete list of Axis Bank Branch addresses and hours of service where you can apply for Loan Against Gold, please click here.

  • Who can apply for an Axis Bank Loan Against Gold?

Anyone between the ages of 18 and 75 is eligible to apply for an Axis Bank Loan Against Gold.

  • Can I get a Loan Against Gold by pledging gold coins?

Yes, you can avail loans against gold coins. Maximum limit of 50 gm per customer will be applicable.


Burgundy Cake

Enjoy complimentary cake on your birthday

and up to 25% off* at select restaurants with Axis Bank Premium Cards


New Credit Card

Rs. 200 BookMyShow Voucher

& 10% Off* on Myntra, BookMyShow & more with Neo Credit Card. T&C.



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Starting from Rs. 50 thousand to Rs. 15 Lakhs



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