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Buy a home in the Manchester of the East – Ahmedabad, with Axis Bank Home Loans.

Home Loan in Ahmedabad

Planning to buy a home in the mesmerising city of Ahmedabad? Worry not, Axis Bank Home Loan is here to help you secure your dream home!

Ahmedabad – India’s First World Heritage City

As the dawn breaks over the Sabarmati, Ahmedabad whispers tales of heritage and progress. Here, the legacy of Mahatma Gandhi and the vibrancy of the ‘Manchester of the East’ coexist, offering a unique tapestry of culture. In this city, the opportunity to create your own home is beckoned by favourable Home Loan rates in Ahmedabad. Embrace the old-world charm and new-age dynamism as you explore Home Loan options in Ahmedabad, making your dream home a part of this UNESCO-celebrated metropolis.

Features and benefits of buying a home in Ahmedabad with Axis Bank Home Loans

  • Loan amounts range from ₹3 lakh to ₹5 crore, making both modest apartments and luxurious bungalows within your reach.
  • Choose from fixed to floating interest rates to match your risk appetite.
  • Experience our user-friendly application process that fast-tracks your move from loan application to approval.
  • Switch your existing Home Loan to Axis Bank effortlessly.
  • Manage your Home Loan in Ahmedabad from anywhere, with the added benefit of personalised service through our online portal.
  • On floating-rate Home Loans, enjoy the flexibility to pay off your loan ahead of time without any additional fees.

Eligibility criteria to avail Axis Bank Home Loan in Ahmedabad

The journey to acquiring a Home Loan in Ahmedabad begins with understanding your eligibility. is straightforward.
To enhance your Home Loan eligibility, consider these steps:

  • Apply jointly for a loan to increase the combined income.
  • Opt for a loan with a longer tenure to reduce your monthly instalments.
  • Clear existing debts to improve your debt-to-income ratio.
  • Take measures to boost your credit score.
  • Reveal all your income sources to present a comprehensive financial profile.

Documents required to get Axis Bank Home Loan in Ahmedabad

When applying for an Axis Bank Home Loan in Ahmedabad, ensure you have:

  • A filled-out loan application form
  • PAN card for financial and identity verification
  • Identity proof, such as a passport, Aadhaar card or driving licence
  • Relevant income proof, with variations for salaried or self-employed applicants
  • Property-related documents to be submitted before the disbursement of the loan

Key advantages of a Home Loan in Ahmedabad

  • Home Loan rates in Ahmedabad start at just 8.75% p.a. for salaried individuals and 9.10% p.a. for self-employed individuals.
  • Choose between competitive fixed and floating Home Loan interest rates in Ahmedabad.

Home Loan in Ahmedabad Interest rate and charges

Explore Axis Bank Home Loan Interest Rates in Ahmedabad and step closer to owning your perfect home in this city. Stay up-to-date with the most competitive Home Loan rates in Ahmedabad to make choices that align with your financial goals.

Home Loan EMI Calculator

Leverage Axis Bank's Home Loan EMI calculator to budget effectively, especially given the city's thriving real estate market. Know your potential EMIs in advance and navigate your Home Loan in Ahmedabad with confidence.

How to avail Axis Bank Home Loan in Ahmedabad?

Applying for an Axis Bank Home Loan in Ahmedabad is straightforward:

  • Online: Initiate your Home Loan application with ease here
  • Branch visit: Locate your nearest Axis Bank branch here
  • Phone banking: Get in touch with us at 1-860-419-5555, 1-860-500-5555, or 1800-103-5577.
  • SMS: Send 'home' to 5676782 to enquire about Home Loans.


In Ahmedabad, Axis Bank offers Housing Loans up to ₹5 crore, subject to fulfilling the eligibility criteria.

Axis Bank provides a loan-to-value ratio between 85% and 90% in Ahmedabad, depending on property type and location.

Yes, in Ahmedabad, Home Loan repayments qualify for tax deductions under Sections 80C (up to ₹1.5 lakh on the principal) and 24(b) (up to ₹2 lakh on interest) of the Income Tax Act.

Axis Bank typically processes Home Loans within 15 days in Ahmedabad, provided all necessary documents are submitted correctly.

To get a Home Loan in Ahmedabad, apply and pay the processing fee, submit documents for verification, receive the sanction letter, and undergo property verification before loan disbursement.

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