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Live that Mumbaikar life. Own your dream home in Aamchi Mumbai with Axis Bank Home Loans.

Home Loan in Mumbai

Secure a Home Loan in Mumbai to navigate the city's dynamic property landscape. Benefit from competitive Home Loan rates in Mumbai, designed to suit your financial plans.

Mumbai – A World in itself

Mumbai embodies diversity, from colonial architecture to contemporary high-rises and vibrant cultural spots. It's a city where history and modernity converge, reflecting a rich heritage and dynamic urban progress. As a financial and entertainment hub, Mumbai attracts those seeking to invest in its promising real estate sector. Competitive Home Loan rates in Mumbai from Axis Bank facilitate this catering to various financing needs.

Features and benefits of buying a home in Mumbai with Axis Bank Home Loans

Axis Bank offers a tailored range of Home Loan features in Mumbai:

  • Loan amounts from ₹3 lakh to ₹5 crore cater to varied property investments.
  • Flexible EMIs facilitate comfortable repayments and aid in financial planning.
  • Various Home Loan rates in Mumbai, including fixed and floating options, suit different risk profiles.
  • An efficient application process ensures quick loan approval.
  • Easy transferability for existing Home Loans to Axis Bank's favourable terms.
  • Personalised online services for convenient Home Loan management.
  • There are no prepayment fees for floating-rate Home Loans, allowing you to pay off loans according to your financial situation.

Eligibility criteria to avail Axis Bank Home Loan in Mumbai

Axis Bank outlines eligibility criteria for a Home Loan in Mumbai, focusing on applicants' ability to repay. Consider these criteria to gauge qualification for a loan:

Key considerations include income level, existing financial commitments, credit score, past credit behaviour, and proximity to retirement. Prospective borrowers should review these criteria to assess their loan eligibility.

Documents required to get Axis Bank Home Loan in Mumbai

To apply for an Axis Bank Home Loan in Mumbai, submit the following documents:

  • Completed application form and PAN Card
  • Valid proof of identity such as a passport, Aadhaar card, or driving licence
  • Proof of residence, which could include Aadhaar card, utility bills, etc
  • Income proof such as salary statement and Form 16
  • Relevant property documents prior to loan disbursement
  • For a detailed document checklist, please refer here

Key advantages of a Home Loan in Mumbai

Axis Bank Home Loans in Mumbai cater to both salaried and self-employed individuals, offering:

  • Advantageous Home Loan rates in Mumbai, starting at 8.75% for salaried individuals with a bureau score of 751 and above
  • Slightly higher Housing Loan interest rates in Mumbai for self-employed applicants, commencing at 9.10% for the same bureau score bracket
  • The dual benefit of competitive fixed and floating Home Loan interest rates in Mumbai.
  • Flexible repayment options leading to smaller EMIs, easing the financial burden for homeowners.

Home Loan Interest Rate in Mumbai

Home Loan Interest Rates the Axis Bank Home Loan Interest Rates in Mumbai and realise your dream of owning a home in the City of Dreams. Stay informed about the latest Home Loan rates to make informed decisions.

Home Loan EMI Calculator

Use Axis Bank's Home Loan EMI calculator to navigate Mumbai's property market efficiently. This tool helps you plan your finances by providing accurate EMI estimates, essential due to Mumbai's significant real estate prices. Stay informed about your potential repayments and make informed decisions regarding your Home Loan.

How to avail Axis Bank Home Loan in Mumbai?

Apply for an Axis Bank Home Loan effortlessly:

  • Online: Begin your application with a click click
  • Branch Visit: Find your closest Axis Bank branch here.
  • Phone Banking: Call us at 1-860-419-5555, 1-860-500-5555 or 1800-103-5577.
  • SMS: Text 'home' to 5676782 for Home Loan inquiries.


The minimum interest rate for a Home Loan in Mumbai stands at 8.7% for salaried applicants and 9.1% for self-employed individuals with Axis Bank, subject to a bureau score of 751 and above.

Axis Bank sanctions Housing Loans up to ₹5 crore in Mumbai, based on the borrower's eligibility criteria.

For eligible customers in Mumbai, Axis Bank offers Home Loans starting at an interest rate of 8.7%. The rate is determined by various factors, including credit score, employment status, property details, and the loan-to-value ratio.

Upon furnishing all required documents correctly, Axis Bank processes Home Loans within 15 days in Mumbai.

For a Home Loan in Mumbai, the property in question serves as the collateral. No additional security is necessitated.

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