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Loans

Loan against Fixed Deposit

Get liquidity when you need it, while still keeping your Fixed Deposit investment intact.

 

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Emergency Funds

Take a loan against your Fixed Deposit, without needing to liquidate

Overdraft Facility

Overdraft account with cheque book, ATM card and internet banking facilities

No Prepayment Charges

No extra charges on early closure

Loan Amount

Minimum - Rs. 25,000
Maximum - Upto 85% of the value of your Fixed Deposit

Features and Benefits

Interest rates charged

  • Interest rate 2% above term deposit rate

Penalty for early Closure

Nil

Charges

1
Processing Fee Charges : __________ ( + GST)
2
Penal Interest Rate : @24% per annum, 2% per month ( + GST)
3
Cheque Book Issuance charges : Rs. 100/- ( + GST)
4
Clearing Cheque Return - Issued by Customer : Rs. 500/- for 1st and 2nd Instrument and Rs. 750/- per instance from 3rd onwards during the month. ( + GST)
5
Clearing Cheque Return - Deposited by Customer : Rs. 100/- cheque ( + GST)
6
Clearing Cheque Return - Deposited by Customer for Outstation Collection : 50% of OSC commission; Minimum Rs. 50/- cheque + Other bank charges if any ( + GST)
7
Cash Deposit Charges ( Home Branch) : Rs. 3/- for per Rs. 1000/- ( + GST)
8
Cash Deposit Charges ( Non-Home Branch) : Rs. 3/- for per Rs. 1000/- ( + GST)
9
Cash Withdrawal Charges ( Home Branch) : Free
10
Cash Withdrawal Charges ( Non-Home Branch) : Rs. 2/- for per Rs. 1000/- ( + GST)
11
NEFT : Upto Rs.10,000/ Rs.2.50/- per transaction ( + GST) Rs.10,001 to Rs.1 lakh- Rs.5/- per transaction ( + GST) Rs. 1 lakh to Rs. 2 lakhs - Rs.15/- per transaction ( + GST)
Above Rs.2 lakh - Rs.25/- per transaction ( + GST)
12
RTGS : Rs.2 lakhs to Rs.5 lakhs - Rs.25/- per transaction ( + GST) Rs.5 Lakhs and above - Rs.50/- per transaction ( + GST)
13
Account Statement - By post and e-mail : Free
14
Account Statement - Duplicate statement from Branch : Rs 100/- per statement ( + GST)
15
Renewal Charges : ______________ ( + GST)
16
Prepayment Charges : ______________ ( + GST)
17
DD drawn on Axis Bank branches- Cancellation , Reissuance or Revalidation Rs 100/- per instance ( + GST)
18
DD drawn on Correspondent Bank branches - Cancellation, Reissuance or Revalidation - Rs 100/- per instance+ other bank's charges at actuals if any ( + GST)
19
sop Payment Charges-Per Instrument : Rs 100, Per Series : Rs 250/- ( + GST)
20
Charges for other service are levied as applicable to normal current account. For details please visit bank website www.axisbank.com .


Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)





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