Progress with us...
 
internet banking
Personal
Corporate
CMS and Payment Solution
CARDS
Power Access
AxisRemit Online
eDGE Loyalty Rewards
  • LOG IN

Loans

Loan against Fixed Deposit

Get liquidity when you need it, while still keeping your Fixed Deposit investment intact.

 

  • fb
  • twit
  • insta
  • mail

Emergency Funds

Take a loan against your Fixed Deposit, without needing to liquidate

Overdraft Facility

Overdraft account with cheque book, ATM card and internet banking facilities

No Prepayment Charges

No extra charges on early closure

Loan Amount

Minimum - Rs. 25,000
Maximum - Upto 85% of the value of your Fixed Deposit

Features and Benefits

Interest rates charged

  • Interest rate 2% above term deposit rate

Penalty for early Closure

Nil

Charges

  • Penal Interest Rate : @24% per annum, 2% per month
  • Cheque Book Issuance charges : Rs. 100/- plus service tax as applicable
  • Clearing Cheque Return - Issued by Customer : Rs. 500/- for 1st and 2nd Instrument and Rs. 750/- per instance from 3rd onwards during the month.
  • Clearing Cheque Return - Deposited by Customer : Rs. 100 / cheque
  • Clearing Cheque Return - Deposited by Customer for Outstation Collection : 50% of OSC commission; Minimum Rs. 50 / cheque + Other bank charges if any
  • Cash Deposit Charges ( Home Branch) : Rs. 3/- for per Rs. 1000/-
  • Cash Deposit Charges ( Non-Home Branch) : Rs. 3/- for per Rs. 1000/-
  • Cash Withdrawal Charges ( Home Branch) : Free
  • Cash Withdrawal Charges ( Non-Home Branch) : Rs. 2/- for per Rs. 1000/-
  • NEFT :
    • Upto Rs.10,000/ Rs.2.50/- per transaction
    • Rs.10,001 to Rs.1 lakh- Rs.5/- per transaction
    • Rs. 1 lakh to Rs. 2 lakhs - Rs.15/- per transaction
    • Above Rs.2 lakh - Rs.25/- per transaction
  • RTGS :
    • Rs.2 lakhs to Rs.5 lakhs - Rs.25/- per transaction
    • Rs.5 Lakhs and above - Rs.50/- per transaction
  • Account Statement - By post and e-mail : Free
  • Account Statement - Duplicate statement from Branch : Rs 100/- per statement
  • DD drawn on Axis Bank branches- Cancellation , Reissuance or Revalidation Rs 100/- per instance
  • DD drawn on Correspondent Bank branches - Cancellation, Reissuance or Revalidation - Rs 100/- per instance+ other bank's charges at actuals if any
  • Stop Payment Charges-Per Instrument :Rs 100, Per Series : Rs 250

Charges for other service are levied as applicable to normal current account. For details please visit bank website www.axisbank.com

WHAT'S NEW ?

AFO-InsidePgPin

Send Money Abroad Through Axis Forex Online

Zero processing fee for limited period. For non-axis account holders.

KNOW MORE

Personal Loan Inner Pin Banner

Don't let money come in the way of your dream home

Axis bank personal loans with zero foreclosure and part prepayment

APPLY NOW

263x169-inside-page-pin-banner-2

Your child's Education expenses fully covered

Get special rate of interest on Education Loan from Axis Bank

KNOW MORE

AxisWebsite_PinBanner_263_169_V1

OWN THE NEW SAMSUNG PHONE TODAY!

Get the new Samsung S8 and S8+ with your Axis eDGE Reward Points.

KNOW MORE

ALL LOANS

Home Loan

Car Loan

Commercial Vehicle Loan

Other Loans