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Loans

Lease Rental Discounting

Avail loan against rent receipts received on your property

 

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Lease Rental Discounting

Avail of Lease Rental Discounting

Balance Transfer

Carry over your existing loan with additional refinance

Loan Amount

Minimum - Rs. 5,00,000
Maximum - Rs. 500,00,000

Attractive Interest Rates

Starting from 11.0%

Features and Benefits

*Other charges
Scheme Asset Power (Loan Against Property) Dropline Overdraft Against Property /
Commercial OD against Property
Loan Against Rent Receivables
Loan Processing Charges 1% or Rs 5000 (whichever is higher) 1% or Rs 5000 (whichever is higher) 1% or Rs 5000 (whichever is higher)
Pre- Prepayment/
Foreclosure Charges
If any of the borrower is a non individual - 2% will be charged, if the amount pre-paid exceeds 25% of the principal outstanding during a quarter, otherwise no prepayment penalty. The quarter refers to calendar quarter. However no prepayment will be allowed in the first quarter after taking the loan.

If all borrowers are individuals - Nil
Foreclosure charges: 2% will be charged on the limit set for the specific year in which the limit is being foreclosed. If any of the borrower is a non individual - 2% will be charged, if the amount pre-paid exceeds 25% of the principal outstanding during a quarter, otherwise no prepayment penalty. The quarter refers to calendar quarter. However no prepayment will be allowed in the first quarter after taking the loan.

If all borrowers are individuals - Nil
No Due Certificate NA NA NA
Solvency Certificate NA NA NA
Charges for Late Payment of EMI Penal interest @24% per annum i.e. @ 2% per month on the overdue installment/s Penal interest @24% per annum i.e. @ 2% per month on the overdue amount/s Penal interest @24% per annum i.e. @ 2% per month on the overdue installment/s
Stamp Duty & other statutory charges As per applicable laws of the state As per applicable laws of the state As per applicable laws of the state
Cheque Bounce Charges Rs 500/- per instance Rs 500/- per instance Rs 500/- per instance
Cheque swapping charges Rs. 500/- per instance Rs. 500/- per instance Rs. 500/- per instance
Duplicate statement issuance charges Rs. 250/- per instance Rs. 250/- per instance Rs. 250/- per instance
Issuance Charges for Photocopy of Title Deeds Rs 250/- per document set Rs 250/- per document set Rs 250/- per document set
Credit Report Issuance Charges Rs. 50/- Rs. 50/- Rs. 50/-


*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
 


HAVE QUERIES?

  • What is the turn around time for decisioning a Loan Agaianst Prperty application?

Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application...

  • What is the location and the timings of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here

  • What are the different property types considered under the Loan Against Property scheme?

Axis Bank Loan Against Property can be availed for a self-occupied residence or a commercial property.

WHAT'S NEW ?

Fixed Deposits

No Penalty on Withdrawal from your Fixed Deposit*

On First Partial Withdrawal upto 25% of your Original FD Principal value

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Neo Credit-Card

Get 10% OFF*

On shopping, dining and more with NEO Credit Card

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Home Loan

Axis Bank Home Loan


Pay your EMIs regularly and get 12 EMIs waived off at no extra cost

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Personal Loan Zero charges

Get Axis Bank Personal Loan

Starting from Rs. 50 thousand to Rs. 15 Lakhs

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ALL LOANS

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