Personal Loan

Dream Bigger with Personal Loans
up to Rs. 40 Lakhs

No collateral required | Tenure up to 60 months |
Balance Transfer facility

Personal Loan in Delhi

Delhi, a city where tradition and ambition intersect, is always on the move. The national capital offers plenty of opportunities for career growth and higher education, drawing talent from all corners. For those occasions when life's expenses catch up as quickly as the city's heartbeat, a Personal Loan in Delhi can be your financial ally. It can offer a swift and flexible monetary boost to help you keep pace with your dreams and obligations.

Avail anywhere between Rs 50,000 and Rs 40 lakh with minimal documentation via an Axis Bank branch or online with no documentation. Enjoy competitive interest rates, fast processing and swift disbursal funds.

Personal Loan in Delhi: Features

Before you embark on your journey with a Personal Loan, here are some of the features that make Axis Bank's offering stand out in the bustling financial landscape of Delhi:

Documents Required for a Personal Loan in Delhi

Gathering your essentials for a Personal Loan in Delhi

Embarking on your financial journey with a Personal Loan in Delhi is streamlined with just a few key documents, such as -

  • Identity verification: PAN card, Aadhaar card or passport
  • Residence verification: Recent utility bills or rental agreement
  • Financial footprint: Recent payslips or tax return documents
  • Banking details: Bank statements for the past 6 months

Uses of Personal Loan in Delhi


Let your wedding be a chapter that stands out. An easy Personal Loan in Delhi can elegantly cover:

  • Venue booking: Claim your dream setting in the city without financial worry
  • Vendor expenses: Ensure your caterers, decorators and photographers are the finest, with costs comfortably managed upfront


Embrace the wonders of the world from Delhi’s doorstep. A Personal Loan in Delhi can support:

  • Ticket costs: Secure your passage to enchanting destinations, be it by air or land
  • Accommodation: Choose the luxury or the charm of boutique stays without financial constraints

Health Emergencies

In times of health crises, an instant loan in Delhi can be a lifeline for:

  • Medical bills: Tackle hospital charges swiftly to focus on recovery
  • Treatment costs: Afford the best procedures, tests, and medications without hesitation

Home Renovation

  • Reinvent your personal space into your dream oasis. A loan in Delhi can help you with renovation expenses. Fund the transformation of your home, from essential repairs to aesthetic enhancements.

Interest rate and charges in Delhi for a personal loan

Navigating the financial nuances of a Personal Loan in Delhi is key to managing your funds effectively. Here’s a snapshot of what to anticipate in terms of rates and charges:

  • Interest rate: Expect an annual interest rates between 10.65% and 22% p.a., setting the stage for a transparent loan journey.
  • Fixed rates: Rest assured, the interest rate remains steady throughout your loan tenure with no reset clauses.
  • Processing fee: A fee up to 2% of your loan amount, plus applicable GST, is factored in as part of the process.
  • Penal interest: Any lapse in repayment incurs a penal interest at a rate of 24% annually, which breaks down to 2% per month on the overdue amount.
  • Ancillary charges: Be mindful of modest charges that may come into play for payment instruction returns or issuing statements.

Frequently Asked Questions

Eligibility Criteria for a Personal Loan in Delhi stipulates that applicants must be employed salaried professionals, aged at least 21 years and not exceeding 60 years at the time of loan maturity. The monthly income should surpass ₹15,000.

To apply for a Personal Loan in Delhi, you must submit a duly filled application form, provide KYC documentation, furnish proof of age, present income verification documents, and ensure signature authentication through recognised documents such as a passport or PAN card.

The approval process for a Personal Loan in Delhi through Axis Bank is notably efficient, typically concluding within 4 business days, contingent upon the provision of complete and accurate documentation.

Applicants seeking a Personal Loan in Delhi must demonstrate a minimum monthly income of ₹15,000 to meet the eligibility criteria.

A personal loan for your personal goals.Apply Now

A personal loan for
your personal goals