Type |
Charges |
ROI Min |
15% |
ROI Max |
23% |
Processing Fee |
Up to 2.5% of Loan Amount (LA) |
Documentation Charges |
Rs 500/-
|
Cheque Bounce/ EMI Return Charges |
Rs 339/- Per Instance |
Cheque / Instrument Swap Charges |
Rs 500/- Per Instance |
Duplicate Statement Issuance Charges |
Rs 250/- Per Instance |
Duplicate Repayment Schedule Issuance Charges |
Rs 250/- Per Instance |
Duplicate No Dues Certificate /
NOC |
Rs 50/- Per Instance |
Penal Interest |
2% pm |
Part-payment charges |
5% of part payment amount |
Fore Closure Charges |
5% of Principal
Outstanding |
Stamp Duty |
At Actuals |
Issuance of Credit Report |
Rs 50/- Per Instance |
PDD Collection Charges |
Rs. 200/- |
Legal, Repossession or incidental charges |
At Actuals |
Loan Cancellation / Re-booking charges |
Rs. 550/- per case
|
Issuance charge for photocopy of Loan Agreement / Documents |
Rs 250/- Per instance
|