Type |
Charges |
ROI Min |
10.80% |
ROI Max |
28.30% |
Processing Fee |
Up to 8% of Loan Amount (LA) |
Documentation Charges |
Up to Rs 1500/-
|
Cheque Bounce/ EMI Return Charges |
Rs 500/- Per Instance |
Cheque / Instrument Swap Charges |
Rs 500/- Per Instance |
Duplicate Statement Issuance Charges |
Rs 500/- Per Instance |
Duplicate Amortization Schedule Charges |
Rs 500/- Per Instance |
Duplicate No Dues Certificate /
NOC |
Rs 500/- Per Instance |
Penal Interest |
2% pm |
Pre Payment Charges |
Not allowed |
Fore Closure Charges |
0-6 Months – Not Allowed
After 6 Months: 5% of Principal
Outstanding |
Stamp Duty |
At Actuals |
Issuance of Credit Report |
Rs 50/- Per Instance |
PDD Collection Charges |
Up to Rs.
500/- |
Legal, Repossession or incidental charges |
At Actuals |
Loan Cancellation / Re-booking charges |
Rs 2500/- Per instance
|
Issuance charge for photocopy of Loan Agreement / Documents |
Rs 250/- Per instance
|