Loss of Card
How to use
Non- Axis Bank
Bank Tie Ups
By Banking Channel
Agri Business Loans
Get easy loans against your gold ornaments with attractive interest rates
and convenient repayment
Enjoy higher loan limits per gram of gold
Enjoy competitive interest rates
Minimal documentation and quick disbursal
Repayment schedule extends upto 12 months
Features & Benefits
Eligibility and Documentation
Interest Rate & Charges
Fair Practices Code for Lenders
Features and Benefits
You can start the process of applying for Gold Loan /Overdraft in any of the following ways:
Online by clicking here
Or just SMS “IGL” 5676782
For a complete list of Axis Bank Branch addresses where you can apply for Power gold loan / overdraft, click here
12 months tenure
Minimum loan amount of Rs.25,001/- & Maximum Loan amount of Rs.20,00,000/- for Power Gold Loan
Minimum loan amount of Rs.2,00,000/- & Maximum Loan amount of Rs.20,00,000/- for Gold Overdraft
Some of the factors we consider when deciding a loan amount are:
Your requirement and valuation of Gold and Your repayment capacity
Your application for a Power Gold Loan needs to be supported by the following documents:
The same day! Accounts get activated the day that we receive your application along with all the necessary supporting documents and Gold jewellery as security.
Yes, bank charge a non-refundable processing fee and Valuation fee for every Power Gold Loan application.
Interest is calculated on Simple interest bases for gold loan and for gold overdraft as per the usage interest is calculated.
Axis Bank proactively reminds customers of their dues and advises you to keep adequate funds available to avoid additional costs. If you miss making a timely payment, late payment charges will be applicable according to the terms of your loan / overdraft agreement
Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear any remaining amount that may be payable towards your power gold loan by requesting a foreclosure statement from branch. Once all outstanding dues have been cleared, please submit a foreclosure request at Branch from which you obtained the Power Gold Loan / Overdraft and we will begin processing your request.
ATM card and Cheque book shall be issued against Gold Overdraft account. Customer Can use Net Banking also for Deposit purpose.
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