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Agri Business Loans

Gold Loan

Get easy loans against your gold ornaments with attractive interest rates and convenient repayment

Higher Loan Limits

Enjoy higher loan limits per gram of gold

Attractive Interest Rates

Enjoy competitive interest rates

Hassle-free Loans

Minimal documentation and quick disbursal

Convenient Repayment

Repayment schedule extends upto 12 months

Features and Benefits

 

Gold Loan

Overdraft

Processing Fee

0.50% -1% plus GST as applicable

1% plus GST as applicable

Foreclosure Fee

Nil

Nil

Renewal Fee

0.25% plus GST as applicable

0.25% plus GST as applicable

Penal Interest

6%

6%

Pre-payment / Payment charges

Nil

Nil

Stamp duty charges

As per state applicable norm

As per state applicable norms

Valuation Fee

Other than Punjab state - 0.25% or Rs 500/-(Whichever is lower)
Applicable only for Punjab - 0.40% or Rs 1200/- (Whichever is lower)

 

 

Current prevailing rate:

Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
Gold Loan 8.50% 3.50% (8.50%+3.50%) 12% No Reset

Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)




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