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BHIM Axis Pay is a UPI App with which you can send or receive money securely & instantly with your UPI ID

Axis Pay UPI Payment Solutions

UNIFIED PAYMENTS INTERFACE - PAYMENTS SOLUTIONS

Axis Bank is a pioneer in the adoption of Unified Payments Interface (UPI). We offer the widest range of integration solutions to our partners through this system. With a dedicated team at the back end, we aim to be the first choice for companies when opting for UPI Payment Solutions.

What We Offer

Our offerings include standard APIs with a robust network and disaster recovery management. We have multiple solutions tailored for the needs of different merchants - real time onboarding of merchants, customisable solutions, standard API integrations, operational and testing support. Additional services provided by the Bank to the merchant are:


  • SDK- In app Integration
    This is a software development kit provided by the Bank to the merchant to be integrated with the merchant’s app. All P2P and P2M functionalities such as – Fund transfers, Account and UPI ID registration, QR code generation, QR code scanning, Intent and other NPCI compliances – are available in this kit.
    Our Partners include – Uber, Amazon, etc.

  • Web collect
    The merchant is provided with the collect API wherein the merchant is able to collect/request money through UPI from their respective customers.
    Our Partners include – IRCTC , BillDesk, etc.

  • QR Code based payments
    The Merchant is provided with standard QR code specifications. The API helps the merchant to collect the payments from respective customers through QR scanning.
    Customers can scan the QR code generated and pay the merchant through a UPI App of their choice. Both Static and Dynamic QR code options are available. Other features such as Check status, Call back, Ref id validation and verify VPA APIs are also available with this API.
    Our partners include - Google, RazorPay, PayU, etc.

  • Intent flow
    The Merchant is provided with standard Intent specifications. This API helps merchant to go live on “Pay use case” wherein the merchant is able to collect the payments from respective customers. This option enables a customer to get an option on the merchant application to pay via any UPI Application. Other features such as Check status, Call back, Ref id validation and verify VPA APIs are also available with this API.
    Our partners include - Swiggy, Book My Show, Box8, etc.

  • Customisable Solutions
    We provide customised solutions for Merchants as per the merchant and Bank’s feasibility.
    • Online Refund API has been developed and provided to our merchants through which customers can receive instant credit
    • Push to VPA services for customers to receive cashbacks instantly.
    • Ref id validation API which declines the transactions of those payment service providers where the original order ID gets changed.
    • Dynamic VPA solution wherein merchants can create dynamic VPAs for receiving payments
    • Online sub-merchant onboarding APIs wherein merchants can onboard, update and disable the sub-merchant instantly

  • QR on POS
    The Merchant is provided with standard QR code specifications and the API is integrated into the POS machine. Our EDC partners are already live with UPI on POS feature. Customers can scan the QR code generated on POS machines and make payments to merchants via UPI. In case of payment failure, an Online Refund API has been developed and provided to our merchants for this use case, through which users can receive instant credit. This solution is the best for large retail enterprises.
    Our partners include – Future Group, Reliance Digital, etc.

    Furthermore with our dedicated network of sales and product specialists with deep domain knowledge of the dynamic UPI stack, We offer continuous hand-holding to our partners at each and every step of the integration along with 24/7 support.

Some of our existing partners for merchant payments

  • Amazon
  • Uber
  • Google
  • Samsung
  • Freecharge
  • BigBasket
  • Swiggy
  • Book My Show
  • Cred
  • Ixigo
  • IRCTC
  • OLA
  • PVR
  • Reliance Digital
  • Big Bazaar
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