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Bank Smart

Internet Banking

Bank online, securely and conveniently, from the comfort of your home or office

Features and Services

Getting Started

Fund Transfer

NEFT (National Electronic Fund Transfer)

Nowadays it’s quick, convenient and extremely easy to transfer money because technology has reached another level. National Electronic Fund Transfer or NEFT as it is known is a quick and fast way of transferring funds from a particular bank to any other bank that is a participant in this scheme.

RTGS (Real-time Gross Settlement)

Money transferring has become a lot easier with technology becoming a major part of our day to day lives. Real-time gross settlement systems (RTGS) is a funds transfer system where money transfer takes place from one bank to another on a "real time" basis and "gross" basis.

IMPS (Immediate Payment Service)

IMPS is an instant interbank electronic fund transfer service available 24x7, throughout the year including Sundays and any bank holiday. Customers can transfer and receive funds via IMPS using their registered Mobile number and Mobile Money Identifier (MMID) or through Internet Banking.

IMT (Instant Money Transfer)

IMT is an innovative domestic money remittance service that allows you to send money to a receiver only by using the receiver's mobile number. The receiver can withdraw money from an Axis Bank ATM without using a card as he or she receives all the details required for withdrawal of the cash on his or her mobile phone.

Visa Money Transfer

Axis Bank offers you Visa enabled services to conveniently pay bills of a Visa Credit Card issued by any bank, or transfer money to a beneficiary's bank account using the Visa Debit Card number. The Visa Money Transfer facility can be accessed through the Internet by going to the option, Log on to Axis Bank Internet Banking

IFSC (Indian Financial System Code)

The world of banking has changed drastically over the last few years. The Indian Financial System Code is critical for NEFT and RTGS transactions. The Indian Financial System Code is an alphanumeric code that uniquely identifies a bank-branch and ensures secure transactions.

ECS – Electronic Clearing Service

Electronic Clearing Service, ECS, is an electronic clearing system that facilitates paperless credit / debit transaction directly linked to your account and also provides for a faster method of effecting periodic and repetitive payments.

Pay Bills and Shop


Terms and Conditions

Safe Banking Practices

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Online Banking is an extremely convenient way to access you bank account, but it pays to be aware of the ways in which you can protect yourself and your money


Online Banking

Mobile Banking

Branch Banking

Social Media Banking

Phone Banking