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A convenient way to pay outstanding charges for your loan


Overdue Loan Payments

The advantage of loans with an EMI plan is that they help you plan your purchases and gradually clear your dues towards it. However, in the face of any exigency it is possible that you could miss an EMI payment.

If you’ve missed your EMI, or have any other charges overdue towards your loan, don’t fret. You can pay your dues online!

Click here to make a payment for your loan overdues to make a payment for your loan overdues.


To make overdue payments towards your loan you could use any of the following methods;

a. Axis Internet Banking:
Login >> Accounts >> Loans >> Select Loan no. >> Click on “Pay Overdue” >> Select the Account >> Enter the Amount >> Enter the NetSecure Code (will be sent to your mobile).
The Amount will be credited within a maximum of 2 working days

b. BHIM Axis Pay Or Any UPI App:
(Please note that UPI payments can only be made towards alphanumeric loan accounts.)
  • Initiate a pay transaction on BHIM Axis Pay or any other UPI enabled banking App.
  • Click on UPI and then choose pay using VPA (Virtual Payment Address) i.e. loans.
  • Key in the loan Id: loans.< loan account number>@axisbank
  • For example – loans.********@axisbank
  • Key in the amount and remarks.
  • And click submit.
    The amount will be credited on the next working day.
c. Through any other bank account:
Raise an NEFT with the below mentioned details:
  • Beneficiary Name:
  • Beneficiary Bank: Axis Bank
  • Beneficiary IFSC: UTIB0000245 (Alpha Numeric Loan No.)
  • Beneficiary IFSC: UTIB0000004 (Numeric Loan No.)
  • Beneficiary Account : < Loan No.>
d. Using the net banking portal for other banks e. By cheque:
Drop boxes are available at Axis Bank Loan Centres or Axis Bank Branches for cheque payments.
Please ensure that the cheque used has ‘CTS – 2010’ imprinted on the left and it is NOT a post-dated cheque.
Click here to locate your nearest Axis Bank branch to locate your nearest Axis Bank branch

f. By Cash:
Visit your nearest Axis Bank Branch to make a Cash payment

g. Mobile Banking:
  • Login to the Axis Mobile App
  • Select Loans
  • Click on Pay Overdue
  • Select Saving A/c (in case of multiple accounts)
  • Validate it with your MPIN
    The Amount will be credited within 2 working days.
The online repayment facility is available for Overdue Loan EMIs and Overdue Service Charges.
No. Currently, the facility for pre-payment/part-payment towards loans is available only at Axis Bank Loan centres. We request you to reach out to your nearest loan centre for these transactions.

Click here to locate your nearest Axis Bank Loan centre   to locate your nearest Axis Bank Loan centre