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Axis Bank Home Loans

Axis Bank Home Loan

Own your dream home with long tenure loans for
highest eligibility at lowest EMIs

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Smaller EMIs

Space out your payments and avail smaller EMIs paid over longer tenure

Loan Amount

Minimum - Rs. 3,00,000
Maximum - Depends on combined income

Prepayment Charges

Floating Rate Loan: Nil
Fixed Rate Loan: 2% of outstanding principal/amount prepaid

Interest Rate Applicable

Floating and Fixed

Features and Benefits

Make your housing loans affordable and easier on your pocket every month
Fixed and floating rate options available as per your preference
Transfer your Home Loan to Axis Bank, without any hassles
Avail or repay the home loan from the comfort of your home or office
No prepayment charges for paying off loans before the due date (only for loans availed at floating rate of interest)
Premium banking customers can contact their Relationship Manager for details of special benefits
Repay your home loan in smaller EMIs, over a longer tenure, depending on the situation of your finances
eDGE Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points.
Earn points for these transactions:

When you take a home loan

500 points if disbursal is less than or equal to 25 lakhs
1000 points if disbursal is greater than 25 lakhs but less than or equal to 75 lakhs
2000 points if disbursal is greater than 75 lakhs

When you take a top-up home loan

250 points if disbursal is less than or equal to 25 lakhs
500 points if your disbursal is greater than 25 lakhs but less than or equal to 75 lakhs
1000 points if disbursal is greater than 75 lakhs

On every anniversary year of your Home Loan

100 points on completion of the 1st year
200 points on completion of the 2nd year
300 points on completion of the 3rd year
400 points on completion of the 4th year
500 points on completion of the 5th year, 6th year, 7th year and so on until the closure of the loan

For options to redeem points, check eDGE Loyalty Rewards Catalogue

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ALL LOANS

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