Get the full power Digital Account with video KYC in 4 steps

  • 1

    PAN and Aadhaar verification

  • 2

    Fill personal details

  • 3

    Fund your account

  • 4

    KYC verification via video call

  • Availability of Video KYC Agents on business days: 9.00 AM - 8.00 PM
  • Open now
video KYC

Choose from a range of Savings Accounts

  • Easy Access

    Savings Account Open now
    • Flat 3% cashback on Amazon and minimum 5% cashback on other 20+ major brands through Grab Deals.
    • 1% cashback on all online spends
    • Complimentary Times Prime membership
    • Air, Accident and Baggage Insurance
    • 250+ banking services
    T&C apply Initial Funding of Rs.15,000
  • Prime

    Savings Account Open now
    • Flat 5% cashback on Amazon and minimum 5% cashback on other 20+ major brands through Grab Deals.
    • 1% cashback on all online spends
    • Free Times Prime membership
    • Air, Accident and Baggage Insurance
    • 250+ banking services
    T&C apply Initial Funding of Rs. 25,000
  • Activation Benefit

    Complimentary Times Prime membership on completing 3 transactions within 60 days of account activation

    Entertainment Benefit

    10% discount on BookMyShow on Visa Online Rewards Card

    Cashback Benefit

    Get 3-15% cashback on Grab Deals, applicable on both the cards. Additionally enjoy 1% cashback on online spends on E-Debit Card.


    • Offers on Visa E-Debit Card (virtual) get this with all Digitally Opened Accounts

      Daily ATM limit Cardless withdrawal enabled*
      Daily Purchase limit Rs. 1 Lakh
      Activation Benefit Free Times Prime membership on successful completion of 3 transactions within 60 days of account opening
      (One membership per account – 3 transaction can be across both cards)
      Entertainment Offer 1 BOGO every month on Bookmyshow, if booked using the virtual debit card. (Capped at Rs. 200)
      Cashback -Flat 3% and 5% cashback on Amazon with Easy Access and Prime savings accounts respectively along with 5% to 15% cashback on 20+ major brands when you shop via Grab Deals. Monthly cashback capped at Rs 1000/- for spends on Grab Deals.
      -1% cashback on online spends, minimum transaction size- Rs.500, monthly cashback capped at Rs. 200 on using the virtual card for spends.
      Milestone Benefit Renewal of Times Prime Membership on achieving annual milestone spends of Rs. 1.5 Lakh
      Charge waiver Charges on physical card (Online Rewards) will be waived off
      Dining Delights Up to 20% off at 4000+ partner restaurants in India (via Tap and Pay)
      Click here for the list of partner restaurants

      Offers on Visa Online Rewards Card (physical) get this with EASY AND PRIME Digitally Opened Accounts

      Daily ATM limit Rs. 50,000
      Daily Purchase limit Rs. 5 Lakh
      Entertainment Benefit 10% discount on BookMyShow
      Cashback Flat 3% and 5% cashback on Amazon with Easy Access and Prime savings accounts respectively along with 5% to 15% cashback on 20+ major brands when you shop via Grab Deals. Monthly cashback capped at Rs 1000/- for spends on Grab Deals.
      Edge Reward Points 3 points for every Rs. 200 spent online
      1 point for every Rs. 200 spent offline
      Insurance -Personal Accident cover of Rs. 5,00,000
      -Air Accident cover of Rs. 1 Crore
      -Purchase Protection cover of Rs. 50,000
      -Loss of Baggage/Delayed Baggage cover upto 500 USD
      Click here for more information.
      Dining Delights Up to 20% off at 4000+ partner restaurants in India
      Click here for the list of partner restaurants

      More About Digital Savings Account

      The Axis Full Power Digital Savings Account is your avenue to open a Savings Account anytime anywhere! Offering features such as a Virtual Debit Card, cashback on online spends and customer verification via Video KYC, it proves a great option for those who like to bank digitally on the go.

      Opening your Digital Savings Account will broadly involve you to follow these simple steps:

      • Step 1: Select the type of Digital Savings Account you’d like to open and verify yourself using your PAN, Aadhaar and mobile number.
      • Step 2: Key in your personal details
      • Step 3: Fund your account and confirm your name to be published on debit cards.
      • Step 4: Complete verification via Video KYC.

      Post successful completion of Video KYC you shall receive your account and Virtual Debit Card details, and post a backend verification your account will be activated. The duration of this verification process may vary from 1 hour to a few days, depending on various factors.

      Please note that you would need to complete these steps within 72 hours of verifying yourself in

      Step 1.

      In the unlikely event of you not having received an email confirmation from us regarding account activation even after 4 business days, please reach out to us on the call centre number here to check the status of your account.

      In addition to letting you open a savings account online and without any physical documentation, the Axis Full Power Digital Savings Account offers you:

      • Online access to all of Axis Bank’s 250+ services
      • Secure transactions via Debit card, UPI, NEFT, IMPS and RTGS post account activation.
      • An Online Rewards (physical) Debit Card as well as an E- Debit Card (virtual) each with it’s exlcusive offers
      • Avenue to securely update your Signature and banking details from anywhere via the Axis Mobile app .

      To open your Digital Savings Account you will need to fulfil the below requirements:

      • You should be an Indian citizen
      • You must have a valid PAN and Aadhaar number
      • Your Aadhaar must be linked to a valid mobile number
      • You must be at least 18 years of age
      • You should be applying for account opening from India
      • The Desktop/Laptop or Mobile Device with which you are opening an account should be enabled with a camera and microphone facility for the Video KYC process.

      Video KYC is a secure and convenient option for customers to confirm their identity and personal details (such as PAN/Aadhaar No.) from anywhere on a real time basis.

      Simply put it involves a video call between the customer seeking to open an account and the bank’s personnel. During this call the customer is asked to display their original PAN card/verify their identity by answering pre-decided security questions. These details are recorded and re-verified before approving the customer’s request.

      Axis Bank ensures encryption of your Video KYC conversation, guaranteeing that the details shared cannot be accessed by anyone apart from authorized bank personnel.

      The advantages of Video KYC include:

      • Avenue to confirm your KYC formalities without visiting a bank branch
      • Instant confirmation of successful completion/failure of the KYC process
      • Zero physical documentation

      Currently Axis bank provides you the choice between opening two variants of Savings Accounts, i.e. the Easy Access Savings Account and Prime Savings Account digitally.

      Grab Deals, an online shopping platform allows you to shop on your favorite brands across apparel & accessories, sports & travel, medicine, gifting & lots more. With minimum 5% cashback on all the brands, we assure you will always be delighted when you shop with us. The platform provides a list of merchants where you can avail exclusive offers / cashbacks for purchases through your Axis Bank Credit Cards & Debit Cards.


      Tips to keep in mind while applying for the Digital Savings Account

      • Tip 1

        Ensure that you have a strong and secure internet connection through the entire application process.

      • Tip 2

        Keep the Documents you are using for verification such as your PAN, Aadhaar Card as well as the means you are using to fund your account (Debit Card/Netbanking details) handy while initiating application.

      • Tip 3

        Remember to have your Aadhaar and mobile number linked before applying for a Digital Savings Account.

      • Tip 4

        Use a device (Desktop/Laptop/Mobile phone) with a camera and microphone feature while applying, to complete your video KYC.

      • Tip 5

        If you are an existing customer you can apply for the loan on the bank’s mobile app or through your internet banking account. If you are a new customer you can download the application from the bank’s website or get it at the branch.