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This credit card is no longer available. Explore our wide range of Axis Bank Credit Cards to find the one that best suits your needs.
The Signature Credit Card you can get 15% discount on dining as benefits of Signature Credit Card. Complimentary access to airport lounges with the Signature Credit Card.
The benefits of Signature Credit Card give you access to numerous airport lounges, offer global emergency assistance, waiver on surcharge, and International Concierge services and more.
On any transaction over ₹ 1,500, contact the bank to convert a big credit card purchase into EMIs.
To know more, click here.
You can enjoy 50% cashback on movie tickets purchased through BookMyShow with Signature Credit Card.*
Read MoreEnjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.
Read MoreFuel surcharge refund on spends at all fuel stations across India with a Select Credit Card from Axis Bank.
Read MoreTerms and Conditions apply. click here. for detailed Cover and Claim Procedure.
You can enjoy 50% cashback on movie tickets purchased through BookMyShow with Signature Credit Card.*
*No reward points are earned on movie offer transactions. Maximum cashback in a calendar year is limited to ₹ 2,000.
Click here for detailed terms and conditions.
Enjoy exceptional dining experiences at top restaurants across India with the Axis Bank Dining Delights Program.
Click here for more details and full terms & conditions.
Fuel surcharge refund on spends at all fuel stations across India with a Select Credit Card from Axis Bank.
Earn points for these transactions:
For options to redeem points, check the Axis EDGE REWARDS Catalogue.
Beat the mid-week blues with exciting offers every Wednesday.
Click here to avail the offers
To avail lifestyle benefits, Signature Credit Card fees have to be incurred. Fees and charges for Signature Credit Card would be joining fee, annual fee, late fee and others. The annual fee will be waived upon crossing the threshold limit.
| Signature Credit card with Lifestyle Benefits | Charges |
|---|---|
| Standard Joining Fee | ₹5000 (Special invitation price – ₹3000) |
| Standard Annual Fee (2nd year onwards) | ₹3000 (Waived on achievement of spends threshold of ₹3 Lakhs in the preceding year) |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Membership to the Priority Pass Program for Primary Cardholder | Complimentary |
| Membership to the Priority Pass Program for Add-On customer | USD 99 |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. ₹250) of the Cash Amount |
| Fee for Cash Payment | ₹175/- |
| Card Replacement | Nil |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than ₹500 ₹500 if total payment due is between ₹501 - ₹5,000 ₹750 if total payment due is between ₹5,001 - ₹10,000 ₹ 1200 if total payment due is greater than ₹10,000 Additional INR 100 on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be applicable for every payment cycle until MAD is cleared. |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. ₹500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. ₹500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between ₹400 and ₹4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental transaction amount plus taxes |
| Dynamic Currency Conversion markup fee** | 1.5% of each international transaction plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
| Wallet load transaction fee | 1% fee on cumulative spends of ₹10,000 or more on wallet loads per statement cycle |
| Fuel transaction fee | 1% fee on cumulative spends of ₹ 50,000 or more on fuel transactions per statement cycle |
| Education transaction fee | 1% fee on education payments made via third party apps |
| Utility transaction fee | 1% fee on cumulative spends of ₹ 25,000 or more on utilities per statement cycle |
| Online skill-based gaming transaction fee | 1% fee on cumulative spends of ₹ 10,000 or more on online skill-based gaming platforms in a statement cycle |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
*A rent surcharge fee of 1% will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 20-12-24.
**A Dynamic Currency Conversion (DCC) markup fee of 1.5% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 20-12-24.
Power to save up to Rs 6000 and earn 1800 EDGE Loyalty REWARDS Points in a calendar year.
| Value Chart | Annual Spends Amount (₹) | Savings Amount (₹) | Total Axis EDGE REWARDS Points Earned |
|---|---|---|---|
Complimentary membership to the Priority Pass program worth $99* providing access to 600 VIP lounges | - | ₹ 5940 | |
Complimentary access to selected lounges affiliated with VISA, 2 times in calendar quarter** | - | ₹ 1600 | |
50% discount on movie tickets*** | ₹ 4000 | ₹ 2000 | |
Complimentary movie tickets through bookmyshow**** | ₹ 3000 | ₹ 3000 | |
Rewards on Domestic Spends^^ | ₹ 4,96,800 | - | 4968 |
Rewards on International Spends^^^ | ₹ 55,200 | ₹ 1104 | |
Upto 15% discount at selected Fine dining restaurants^^^ | ₹ 12,000 | ₹ 1800 | |
1% fuel surcharge waiver on monthly fuel spends on ₹ 4000^^^^ | ₹ 48,000 | ₹ 480 | |
Comprehensive Insurance cover worth 2.25 Crores^^^^ | ₹ 7000 | ||
| Sub Total | ₹ 21,820 | ₹ 6072 |
TOTAL BENEFITS on the Axis Bank Signature Credit card with Lifestyle Benefits is more than ₹ 33,000 (value chart is only for illustrative purpose)
* Conversion Rate considered is $1=₹ 60. Access to the lounges through priority Pass attracts charges payable by the customer. The Priority Card membership will be renewed from 2nd year onwards on customer request.
**This is based on the assumption that the customer visits the lounge once every 6 months. The cost for a lounge visit is assumed at ₹ 800
*** This is based on the assumption that the customer will book 4 tickets worth ₹ 250 on a quarterly basis. The maximum Cashback the customer is eligible for is ₹ 2000 in the calendar year.
**** This is based on the assumption that the customer will book 2 tickets worth ₹ 250/month through www.bookmyshow.com, on first come, first serve basis and is subject to availability.
^^ 90% of the total spends are allocated against domestic spends.
^^^This is based on the assumption that the customer will visit the Visa Fine Dining Restaurants at least once every quarter. For details on the Fine Dining offers from Visa, pls visit www.axisbank.com/atozoffers
^^^^Valid on transactions between ₹ 400 and ₹ 4000 only. GST charged on fuel surcharge is non-refundable. No reward points are earned on fuel transactions.
^^^^^ The market value of the Insurance cover is subject to change.
^The Redemption Value of each Axis EDGE REWARDS points = ₹ 0.20
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