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Savings Account

Basic Saving Account (part of PMJDY scheme)

Enjoy zero balance facility as you save, transact and track your account with ease

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Debit Card

Free RuPay Debit Card

Zero Balance Facility

No minimum balance requirement

Free Cash Deposit


Features and Benefits

W.e.f 1st July'17, Interest earned on Savings bank account will be credited on the last business day of each quarter of the financial year. W.e.f 8th Aug'17,*Earn up to 4% p.a. interest on savings account balance of Rs. 50 lacs and above. Earn 3.5% p.a. interest on savings account balance less than Rs.50 lacs.
  • No minimum balance requirement
  • Deposit and withdrawal of cash at bank branch as well as ATMs
  • Receipt/Credit of money through electronic payment channels or by means of collection/deposit of cheques
  • Up to 4 withdrawals a month (including Branch Cash, Axis/Other ATM cash withdrawal, POS, Micro ATM, NEFT/RTGS, DD/PO, ECS/SI debit transactions) and unlimited deposits
Get monthly e-statements, passbook, SMS alerts
  • Accidental insurance cover of Rs. 1 lakh available to all account holders, at no charge or premium
  • Available for primary and joint account holder
  • High daily withdrawal limits of Rs. 40,000 at ATMs and Rs. 1,00,000 for shopping transactions
  • RuPay Debit Card can also be issued for customers who cannot read and write
Bank Mitra is an individual or an organisation, representative of a bank and authorised to offer basic banking services in rural and urban areas where there are no bank branches or ATMs. Services offered by Bank Mitra:
  • Awareness about products, debt counseling, education and advice on managing money
  • Reach out and assist potential customers
  • Collection and preliminary processing of various forms for deposits
  • Verification of primary information/data
  • Filling applications/account opening forms
  • Collection and payment of small value deposits and withdrawals
  • Receipt and delivery of small value remittances/other payment instructions
  • Furnishing of mini account statements and other account information
  • Any other service on behalf of the bank, authorised by the appropriate authority

List of Bank Mitras for Axis Bank 
Applicant should not have any existing Savings Account with Axis Bank prior to the opening of Basic Savings account. If any existing Savings account is available, same needs to be closed by the customer by providing a closure request. The Bank has a right to freeze operations and/or close the other Savings account(s), if such account(s) is/are not closed by the customer within 30 days of opening the Basic Savings Bank account An existing Basic Savings bank customer cannot open another Savings account with Axis bank

Please click here to view all terms and conditions


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