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  • 1

    PAN and Aadhaar verification

  • 2

    Fill personal details

  • 3

    Fund your account

  • 4

    KYC verification via video call

  • Availability of Video KYC Agents on business days: 9.00 AM - 8.00 PM
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Choose from a range of Savings Accounts

  • Easy Access

    Savings Account Open now
    • 1% cashback on all online spends
    • Complimentary Times Prime membership
    • Air, Accident and Baggage Insurance
    • 250+ banking services
    T&C apply Initial Funding of Rs.15,000
  • prime

    Savings Account Open now
    • Unlimited free ATM transactions
    • 1% cashback on all online spends
    • Free Times Prime membership
    • Air, Accident and Baggage Insurance
    • 250+ banking services
    T&C apply Initial Funding of Rs. 25,000
  • Account Type Easy Access Savings Account Prime Savings Account
    Initial Funding Rs. 15,000 Rs. 25,000
    Monthly Average Balance(Metro/Urban) Rs. 10,000 Rs. 25,000
    Monthly Average Balance(Semi Urban) Rs. 10,000 Rs. 15,000
    Monthly Average Balance(Rural) Rs. 10,000 Rs. 15,000 (Quarterly)
    Account Service Fee (Metro) Rs. 10 per Rs. 100 of the shortfall from AMB Requirement or Rs. 600 whichever is lower, with a min charge of Rs. 150 Monthly Service Fee (MSF) of Rs. 10 for every Rs. 150 shortfall in required balance or Rs. 500, whichever is lower, with a minimum charge of Rs. 100.
    Account Service Fee (Urban) Rs. 10 per Rs. 100 of the shortfall from AMB Requirement or Rs. 600 whichever is lower, with a min charge of Rs. 150 Monthly Service Fee (MSF) of Rs. 10 for every Rs. 150 shortfall in required balance or Rs. 500, whichever is lower, with a minimum charge of Rs. 100.
    Account Service Fee (Semi Urban) Monthly Service Fee (MSF) of Rs. 10 for every Rs. 150 shortfall in required balance or Rs. 300, whichever is lower, with a minimum charge of Rs. 100. Waived off if AMB is maintained. Monthly Service Fee (MSF) of Rs. 10 for every Rs. 150 shortfall in required balance or Rs. 500, whichever is lower, with a minimum charge of Rs. 100.
    Account Service Fee (Rural) Monthly Service Fee (MSF) of Rs. 10 for every Rs. 150 shortfall in required balance or Rs. 250, whichever is lower, with a minimum charge of Rs. 100. Waived off if AMB is maintained. Quarterly Service Fee (QSF) of Rs. 10 for every Rs. 100 shortfall in required balance or Rs. 500, whichever is lower, with a minimum charge of Rs. 150.
    Account Type Easy Access Savings Account Prime Savings Account
    Type of Card Visa Online Rewards Card (physical) & Visa E-Debit Card (virtual) Visa Online Rewards Card (physical) & Visa E-Debit Card (virtual)
    eDGE Reward Points Visa Online Rewards Card-
    3 points on every Rs. 200 spent on online spends
    1 point on every Rs. 200 spent on offline spends
    Visa Online Rewards Card-
    3 points on every Rs. 200 spent on online spends
    1 point on every Rs. 200 spent on offline spends
    Activation Benefit Free Times Prime membership on successful completion of 3 transactions
    within 60 days of account opening (one membership per account - 3 transactions can be on one OR both cards combined)
    Free Times Prime membership on successful completion of 3 transactions
    within 60 days of account opening (one membership per account - 3 transactions can be on one OR both cards combined)
    Entertainment Benefit Visa Online Rewards Card- 10% discount on BookMyShow
    Visa E-Debit Card- 1 BOGO every month capped at Rs. 200 on Bookmyshow
    Visa Online Rewards Card- 10% discount on BookMyShow
    Visa E-Debit Card- 1 BOGO every month capped at Rs. 200 on Bookmyshow
    Cashback Visa E-Debit Card- 1% cashback on online spends, minimum
    transaction size- Rs. 500, monthly cashback capped at Rs.200
    Visa E-Debit Card- 1% cashback on online spends, minimum
    transaction size- Rs. 500, monthly cashback capped at Rs.201
    Dining Delights Visa Online Rewards Card & Visa E-Debit Card- Upto 20% off at our partner restaurants in India Visa Online Rewards Card & Visa E-Debit Card- Upto 20% off at our partner restaurants in India
    Milestone Benefit Visa E-Debit Card- On achieving milestone spends of Rs.1.5 Lakh annual spends, renewal of Times Prime membership Visa E-Debit Card- On achieving milestone spends of Rs.1.5 Lakh annual spends, renewal of Times Prime membership
    Issuance Fee E-Debit Card- Rs. 500 + Tax, Online Rewards Card- NIL E-Debit Card- Rs. 500 + Tax, Online Rewards Card- NIL
    Annual Fee E-Debit Card- Rs. 500 + Tax, Online Rewards Card- NIL E-Debit Card- Rs. 500 + Tax, Online Rewards Card- NIL
    ATM Withdraw Limit E-Debit Card- NA, Online Rewards Card- Rs. 50,000 E-Debit Card- NA, Online Rewards Card- Rs. 50,000
    POS LIMIT E-Debit Card- Rs. 1,00,000, Online Rewards Card- Rs. 5,00,000 E-Debit Card- Rs. 1,00,000, Online Rewards Card- Rs. 5,00,000
    AXIS ATM Limit First 5 Financial and first 10 Non-Financial transactions free Unlimited
    Other Bank ATM Limit - First 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or
    - First 5 transactions (Financial + Non Financial) free in all Other Locations
    Unlimited
    Insurance cover Visa Online Rewards Card-
    -Personal Accident cover of Rs. 5,00,000
    -Air Accident cover of Rs. 1 Crore
    -Purchase Protection cover of Rs. 50,000
    -Loss of Baggage/Delayed Baggage cover upto 500 USD
    Visa Online Rewards Card-
    -Personal Accident cover of Rs. 5,00,000
    -Air Accident cover of Rs. 1 Crore
    -Purchase Protection cover of Rs. 50,000
    -Loss of Baggage/Delayed Baggage cover upto 500 USD
    Joint Debit Card: Type Visa Online Rewards Card Visa Online Rewards Card
    Joint Card: Issuance Fees Rs. 500 + Tax Rs. 500 + Tax
    Joint Card: Annual Fees Rs. 500 + Tax Rs. 500 + Tax
    My Design Card Issuance Basis choice of image Basis choice of image
    Fraud Protection NA NA
    Account Type Easy Access Savings Account Prime Savings Account
    RTGS Fees (Branch) Nil Nil
    RTGS Fees (Online) Nil Nil
    NEFT Transaction Limits Unlimited - Online Unlimited
    NEFT Fees (Branch) Nil Nil
    NEFT Fees (Online) Nil Nil
    IMPS Fees Upto Rs. 1000 - Rs. 2.5 per transaction, Rs. 1000 to Rs. 1 Lakh - Rs. 5 per transaction, Rs. 1 Lakh to Rs. 2 Lakh - Rs. 15 per transaction Upto Rs. 1000 - Rs. 2.5 per transaction, Rs. 1000 to Rs. 1 Lakh - Rs. 5 per transaction, Rs. 1 Lakh to Rs. 2 Lakh - Rs. 15 per transaction
    Cheque Book Rs.100 per cheque book(20 leaves) Rs.5/leaf Unlimited free
    Monthly Cash Transaction Free Limits First 4 Transactions or Rs. 2 lakhs whichever is earlier
    Non Home Branch-Daily limit of Rs. 25,000
    First 5 Transactions or Rs. 2 lakhs whichever is earlier of cash deposits/withdrawals.
    Non Home Branch-Daily limit of Rs. 25,000
    Fees on Cash Deposits and Withdrawals above limits Rs. 5 per Rs. 1000 or Rs. 150, whichever is higher Rs. 5 per Rs. 1000 or Rs. 150, whichever is higher
    Demand Draft/PO Free Limit 0 Unlimited
    Additional Demand Draft/PO Free Fee Upto Rs. 10,000 - Rs. 50 Above Rs. 10,000 - Rs. 5 per Rs. 1000 (min Rs.75/-max Rs.10,000) NA
    DEMAT First Year AMC:
    1) 1st Year Demat AMC Free if Axis Bank Savings account linked with Demat Account
    2) For Non-Axis Savings Linked accounts, first year AMC is Rs. 350/-+Tax
    Second Year Onwards:
    1) AMC charged will be Rs. 750/- + Tax for both Axis Bank linked and Non Axis bank
    First Year AMC:
    1) 1st Year Demat AMC Free if Axis Bank Savings account linked with Demat Account
    2) For Non-Axis Savings Linked accounts, first year AMC is Rs. 350/-+Tax
    Second Year Onwards:
    1) AMC charged will be Rs. 750/- + Tax for both Axis Bank linked and Non Axis bank
    Outstation Cheque Collection Fees: Upto Rs. 5,000: Rs. 25 per cheque,
    Rs. 5,001 - Rs. 10,000: Rs. 50 per cheque,
    Rs. 10,001 – Rs. 1 Lakh: Rs.100 per cheque,
    Above Rs. 1 Lakh: Rs. 200 per cheque
    Upto Rs.5,000: Rs. 25 per cheque,
    Rs. 5,001 - Rs. 10,000: Rs. 50 per cheque,
    Rs. 10,001 – Rs. 1 Lakh: Rs. 100 per cheque,
    Above Rs. 1 Lakh: Rs. 200 per cheque
    Account Type Easy Access Savings Account Prime Savings Account
    Standing Instruction / Auto Debit Return (Insufficient Funds) Rs. 250 per instance NA
    Standing instruction failure charges on Loan EMIs and Credit Card Dues Rs. 250 +GST applicable from 1st July 2017 Rs. 250 +GST applicable from 1st July 2017
    SI Failure charges for RD/MF SIP bounce Rs. 50 per instance Rs. 50 per instance
    Outward Cheque Return Rs. 200 per cheque Rs. 200 per cheque
    Inward Cheque Return Rs. 500 Flat per instance
    Inward Cheque Return Fees due to Non-Financial rejection reasons - Rs. 50 per instance
    Rs. 500 Flat per instance
    Inward Cheque Return Fees due to Non-Financial rejection reasons - Rs. 50 per instance
    Outstation Cheque Return Rs. 150 per cheque Rs. 150 per cheque
    ATM transaction failure due insufficient funds at POS/Other Bank ATMs/Own Bank ATMs Rs. 25 per instance Rs. 25 per instance
    ECS Debit Failure Rs. 500 Flat per instance Rs. 500 Flat per instance
    Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limits Rs. 20 per transaction NA
    Axis/Non-Axis ATM: Balance Enquiry (non financial transaction) fees beyond limits Rs. 8.5 per transaction NA
    International Cash Withdrawal fees (ATM) Rs. 125 Rs. 125
    International Balance Enquiry fees (ATM) Rs. 25 Rs. 25
    Surcharge on Railway Tickets purchased with Debit Card 2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction 2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
    Cross Currency Mark-up on International Debit Card Transactions 3.50% 3.50%
    Account Type Easy Access Savings Account Prime Savings Account
    Card Replacement Fee Visa Online Virtual Card - Card can not be replaced
    Visa Online Rewards Card - 500+tax
    Visa Online Virtual Card - Card can not be replaced
    Visa Online Rewards Card - 500+tax
    Additional MyDesign Card -
    Replacement Fee
    Basis choice of image (only applicable for physical card) Basis choice of image
    Additional Chequebook Fee Rs. 5 per chequeleaf Unlimited free
    Duplicate PIN(Branch mode only) Rs. 100 Rs. 100
    Duplicate Passbook Rs. 100 Rs. 100
    Physical Statement Fee at branch for prior quarters Rs. 100 Rs. 100
    Stop Payment Instructions: Cheque Rs. 100 per cheque, with a maximum of Rs.200 for Series (>2) Rs. 100 per cheque, with a maximum of Rs.200 for Series (>2)
    Stop Payment Instructions: ECS Rs. 100 Rs. 100
    DD/PO Cancellation Rs. 100 Rs. 100
    DD/PO Duplicate Rs. 100 Rs. 100
    DD/PO Revalidation Rs. 100 Rs. 100
    Additional DD/PO Fee Upto Rs. 10,000 - Rs.50
    Above Rs. 10,000 - Rs.5 per 1000 (min Rs.75/-max Rs. 10,000)
    NA
    Value Added SMS Alerts Rs. 5 per month Rs. 5 per month
    Address Confirmation Rs. 100 Rs. 100
    Photo Attestation Rs. 100 Rs. 100
    Signature Verification Rs. 100 Rs. 100
    Balance Certificate Rs. 100 Rs. 100
    Locker fees Varies by Size and branch category
    (Metro/urban/semiurban/rural)
    Varies by Size and branch category
    (Metro/urban/semi-urban/rural).
    NetSecure with 1 Touch - Issuance/Replacement fee Rs. 1000/Rs. 800 Rs. 1000/Rs. 800
    Account Type Easy Access Savings Account Prime Savings Account
    Foreign Currency Outward Remit by Wire/TT/Swift Rs. 1,000 Rs. 1,000
    Foreign Currency Outward Remit by DD Rs. 250 or 0.3% whichever is higher Rs. 250 or 0.3% whichever is higher
    Foreign Currency Inward Remit Fee per remittance (wire) Rs. 250 Rs. 250
    Foreign Currency Inward Remit: FIRC Charges Rs. 100 Rs. 100
    Foreign Currency deposit at Branches Rs. 100 Rs. 100
    Traveller Cheques & Currency Notes Rs. 100 Rs. 100
    Foreign Currency Cheque: Base Charges 0.25% of INR Value + Service Tax (Min. Rs. 111) 0.25% of INR Value + Service Tax (Min. Rs. 111)
    Foreign Currency Cheque: IRM Commission Rs. 250 Rs. 250
    Foreign Currency Cheque: Courier Charges Rs. 50 Rs. 50
    Foreign Currency Cheque: Additional Charge -FCS only Correspondent bank Charges Correspondent bank Charges
    Foreign Currency Cheque: Additional Charge - Direct Collection only Drawee Bank Charges - On Receipt Drawee Bank Charges - On Receipt
    Foreign Currency Cheque: Additional Charge - Reimbursement Collection only Drawee Bank Charges - On Receipt = Correspondent Bank Charge - $13 Drawee Bank Charges - On Receipt = Correspondent Bank Charge - $13
    Account Type Easy Access Savings Account Prime Savings Account
    Additional Charges on non-maintenance of balance applicable to all branch locations ECS/NACH Debit Failure - Rs. 650/instance
    SI Failure - Rs. 300/instance
    Inward Cheque Return - Rs. 650/instance. Outward Cheque Return – Rs. 250/instance
    Auto Debit Failure - Rs. 300/instance
    Transaction Decline at ATM/POS due to insufficient balance in Savings Account - Rs. 50/instance
    ECS/NACH Debit Failure - Rs. 650/instance
    SI Failure - Rs. 300/instance
    Inward Cheque Return - Rs. 650/instance. Outward Cheque Return – Rs. 250/instance
    Auto Debit Failure - Rs. 300/instance
    Transaction Decline at ATM/POS due to insufficient balance in Savings Account - Rs. 50/instance
    Fair usage fees on branch transactions 15 txn free/month would be permitted and charge of Rs. 75/txn would be levied 16th transaction onwards.
    This is over and above the existing fee structure. Transactions include branch Cash, Outward clearing, Fund transfer, RTGS/NEFT & Remittances.
    15 txn free/month would be permitted and charge of Rs. 75/txn would be levied 16th transaction onwards.
    This is over and above the existing fee structure. Transactions include branch Cash, Outward clearing, Fund transfer, RTGS/NEFT & Remittances.