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Inaam Personal Account

Get access to a multitude of banking services without the worries of earning interest on your money

SMS INAAM to 5676782

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Debit Card

Visa Classic Debit Card at nominal fee of Rs. 150

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Free Chequebooks

1, personalized, per quarter

50% Waiver on Wire Charges

For inward wires made using SWIFT

Fees and Charges

Average Monthly Balance (AMB)/ Monthly Service Fee (MSF)
  • In metro/urban branches, Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 350, whichever is lower, is waived off if Average Monthly Balance (AMB) of Rs. 10,000 is maintained
  • In semi-urban branches, Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 250, whichever is lower, is waived off if Average Monthly Balance (AMB) of Rs. 5,000 is maintained
  • In rural areas, Half-yearly Service Fee (HSF) of Rs. 10 per Rs. 100 of shortfall or Rs. 250, whichever is lower, is waived off if Half-yearly Average Balance (HAB) of Rs. 2,500 or Total Relationship Value (TRV) of Rs. 25,000 across savings account balance and term deposit (minimum 6 months tenure) is maintained
Transaction package charges
  • 20 Free Transactions per month - include cash deposit/withdrawal, Demand Draft/Pay Order, Clearing and Funds Transfer
  • Transactions beyond this limit - Rs. 50 per transaction
  • Exclusions - Outstation Cheque Collection, NEFT /RTGS, ATM and iConnect transactions
Cash transaction charges
  • Cash transactions (Deposits/ Withdrawals at Home / Non-Home Branches) above Rs.2,00,000 per month, charged at Rs. 5 per Rs. 1,000 or Rs 150 whichever is higher
  • Applicable on cash transactions within and beyond the free limit of 20
Please click here to view the complete list of fees and charges






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