| Parameters |
Sahaj Savings Account |
| Average Balance Required |
Metro/Urban/Semi Urban/Rural : NIL |
| Account Service Fee |
Metro/Urban/Semi Urban/Rural : NIL |
| Chequebook Issuance: No. of Chequebooks Free |
1 multicity Cheque Book per year (10 Leaves)
Above free limits: - ₹ 4/ cheque leaf
|
| Debit Card Fee |
Joining Fee : ₹ 250 + GST
Annual Fee : ₹ 100 + GST
|
| Account Closure |
If account is closed between 14 days and 1 year : ₹ 500
If account is closed within 14 days of account opening or after 1 year : NIL
|
| Monthly Cash Transaction Free Limits |
4 Transactions or ₹ 1 Lakhs whichever is earlier.
Monthly third party Cash transaction limit : ₹ 25,000/-
|
| Fees on Cash Deposits and Withdrawals above limits |
Self/Non Home - ₹ 5 per 1000 subject to a minimum of ₹ 150/-
Third Party - ₹ 10 per 1000 subject to a minimum of ₹ 150/-
|
| Cash transaction Fee at Non-home branches |
Cash Transactions at Non-Home Branch : Cash transactions upto ₹ 25,000/- per day, exceeding
which
₹ 5/- per thousand or part thereof, subject to a minimum of ₹ 150/- to be charged
|
| BNA Convinience Fee |
₹ 50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays
& State Holidays for deposits exceeding 2 transactions or ₹ 5,000 per month (either single or
multiple transaction), whichever is earlier |
| Cash Handling Fee |
Nil |
| Outstation Cheque Collection Fees: |
Upto ₹ 5,000: ₹ 25 per cheque,
₹ 5,001 - ₹ 10,000: ₹ 50 per cheque,
₹ 10,001 - ₹ 1 Lakh : ₹ 100 per cheque,
Above ₹ 1 Lakh: ₹ 150 per cheque
|
| NEFT & RTGS Fees Online |
Nil |
| NEFT Fees Branch |
Branch - Upto 10,000: ₹ 2;
10,001 to 1,00,000: ₹ 4;
1,00,001 to 2,00,000: ₹ 14;
> 2,00,000: ₹ 24
|
| RTGS Fees Branch |
2-5 lakhs – ₹ 20
>5 lakhs – ₹ 45
|
| IMPS Fees |
Upto 1000: ₹ 2.5;
1001 to 1,00,000: ₹ 5;
1,00,001 to 2,00,000: ₹ 15;
|
| Speed Clearing Fees |
Free upto cheque amount of ₹ 1 lakh.
Above ₹ 1 lakh - ₹ 150
|
| #Axis Bank ATM: No. of Free Transactions |
First 5 Financial transactions free |
#Non- Axis Bank ATM: No of Free Transactions
|
First 3 transactions (Financial + Non Financial) free in Metro Locations
(Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or
First 5 transactions (Financial + Non Financial) free in all Other Locations
|
| Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limits |
₹ 21 per transaction |
| Axis/Non-Axis ATM: Balance Enquiry (non financial transaction)fees beyond limits |
₹ 10 per transaction |
| # - Maximum transaction count limit on ATM transaction |
Maximum monthly transaction count limit of 30 transactions (Financial + Non-Financial) per
month.
Post transaction limits, ₹ 21 per Financial transactions on Axis Bank and (Financial + Non
Financial) non-Axis Bank ATMs
|
| International fees (ATM) |
Balance Enquiry : ₹ 25
Cash Withdrawal : ₹ 125
|
| ECS/NACH Transaction Fee |
₹ 25 per transaction with cap of ₹ 100 a month |
|
Standing Instruction / Auto Debit Return
(Insufficient Funds)
|
₹ 250 per failure |
| SI Failure charges for RD/MF SIP bounce |
Nil |
| Outward Cheque Return |
1st Return – ₹ 50
2nd Return onwards – ₹ 100
|
| Inward Cheque Return- Financial Reasons |
1st return – ₹ 500
2nd return onwards- ₹ 550
|
| Inward Cheque Return- Non - Financial Reasons |
₹ 150/ instance |
| Outstation Cheque Return |
₹ 150 per cheque |
| ECS Debit Failure |
1st return – ₹ 500
2nd return onwards- ₹ 550
|
| ATM Cash withdrawal transaction failure charges due to insufficient fund at any bank ATM due to
insufficient fund in customer’s savings account |
Non-Axis ATM - ₹ 25 per instance
Axis ATM – Nil
|
| Transaction Decline Fee at POS terminals due to insufficient funds in Savings account |
₹ 25 per instance |
| Fair usage fees on branch transactions |
15 transactions free per month post which charge of ₹ 75/transaction would be levied.
This is over and above the existing fee structure. Transactions include Cash transactions at
branch, Outward clearing, Fund transfer, RTGS/NEFT & remittances
|
