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Savings Account

Senior Privilege Savings Account

As a senior citizen, avail preferential benefits that take the burden off banking.

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Higher FD Rates*

Get 0.5% preferential rate on Fixed Deposit/Recurring Deposits

25% Discount on Safe Deposit Lockers#

Securing valuables in now rewarding. Instant discount on booking new lockers.

Discounts at Health Care services^

Up to 50% off at 200 diagnostic centers and up to 15% off on medicine purchases at 1400 Apollo pharmacies

Debit Card and Seniors ID Card

Power-Packed Debit card at a nominal fee of Rs.150. A personalized Senior’s ID Card for availing discount at health-care centers and emergency use.

Fees and Charges

Average Quarterly Balance (AQB)/ Quarterly Service Fee (QSF)
  • In Metro/Urban Branches Quarterly Service Fees of Rs. 5 per Rs. 100 of shortfall or Rs. 500, whichever is lower, is waived off if Average Quarterly Balance (AQB) of Rs. 10,000 is maintained or a Total Relationship Value (TRV) of Rs.1 lakh across savings account balance and term deposit (minimum 6 months tenure) is maintained
  • In Semi-Urban branches, Quarterly Service Fees of Rs. 5 per Rs. 100 of shortfall or Rs. 500, whichever is lower, is waived off if Average Quarterly Balance (AQB) of Rs. 5,000 is maintained or a Total Relationship Value (TRV) of Rs.1 lakh across savings account balance and term deposit (minimum 6 months tenure) is maintained
  • For Rural areas, Half Yearly Service Fee (HSF) of Rs. 5 for every Rs. 100 shortfall or Rs. 750, is waived off if Half Yearly Average Balance (HAB) of Rs. 2,500 or a Total Relationship Value (TRV) of Rs.1 lakh across savings account balance and term deposit (minimum 6 months tenure) is maintained
Debit card charges
  • Debit card issuance fee: Rs. 200
  • Debit Card annual fee: Rs. 150 (metro and urban centres) and Rs. 100 (semi-urban and rural centres)
Please click here to view the complete list of fees and charges

























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