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Savings Account

YOUth Saving Account

Get a customisable debit card that is uniquely yours and loaded with amazing deals.

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Debit Card

YOUth Debit Card loaded with features

eDGE Loyalty Rewards

Earn reward points for completing transactions

Customisable Card Design

Design your card with an image of your choice

YOUth Mobile App

Transfer funds, settle accounts, recharge, etc.

Fees and Charges

Initial Funding Rs. 3,000
Primary Debit Card Type Visa Classic Youth Card
Primary Card Annual Fees Rs. 400*
Number of free Demand Drafts/Pay Orders One per month
Account Closure Fees Rs. 500**
NEFT Fees (Branch and Online)
  • Upto Rs. 10,000: Rs. 2.5 per transaction
  • Rs. 10,000 - Rs. 1 lakh: Rs. 5 per transaction
  • Rs. 1 lakh - Rs. 2 lakhs: Rs. 15 per transaction
  • Above Rs. 2 lakhs: Rs. 25 per transaction
RTGS Fees (Branch and Online)
  • Rs. 2 to Rs. 5 Lakhs - Rs.25 per transaction
  • Above Rs. 5 Lakhs - Rs. 50 per transaction
  • No free transactions
* Annual fees levied at beginning of the year.
** Charges are levied if account is closed between 14 days and 6 months.
No charges would be levied if account is closed within 14 days of account opening or after 6 months.
Service Tax applicable on the above charges will be additional.
Please click here to view the complete list of fees and charges


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