| Card Platform |
Visa Platinum |
| Issuance Fees |
Rs. 250 + Applicable Taxes |
| Annual Fee |
Rs. 250 + Applicable Taxes |
| Interest Rate on EMI
|
1.5% interest p.m. (1.5% Processing Fee, Minimum Rs. 150) |
| Late Payment Fees |
Nil if Total Payment Due is up to Rs. 300
Rs. 100 if total payment due is between Rs. 301 - Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 1,000
Rs. 750 if total payment due is between Rs. 1,001 - Rs. 10,000
Rs. 950 if total payment due is between Rs. 10,001 - Rs. 25,000
Rs. 1000 if total payment due is between Rs. 25,001 and 50,000
Rs. 1200 if total payment due is greater than Rs.50,000
|
| Over-limit Fees |
3% of the over-limit amount (Min. Rs.500) |
| Demand draft |
1% (Min. Rs 75) |
| ATM Cash Advance |
Transaction Fee-2.5% (Min. Rs 250) - - |
| Minimum Amount Due |
5% of the amount due |
| Physical Card issuance fee
(subject to conditions of physical card issuance met)
|
Rs. 250 + Applicable Taxes |
| Finance Charges/Interest Charges
|
3.4% per month |
|---|
