In Privilege Credit Card fees, overdue penalty, fee on cash payment, etc. are applicable as per terms and conditions. However, fees and charges for Privilege Credit Card are waived for services like mobile alerts. The detailed fee structure is provided below.
| Privilege Credit Card |
Charges |
| Standard Joining Fee |
Rs. 1500 (Nil for Priority Customers only)
|
| Standard Annual Fee (2nd year onwards) |
Rs. 1500
|
| Standard Add-on Card Joining Fee |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
| Finance Charges (Retail Purchases & Cash) |
3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs. 500) of the Cash Amount |
| Fee for Cash Payment |
Rs. 100 |
| Card Replacement |
Rs. 100 |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
- Nil if Total Payment Due is up to Rs. 300
- Rs. 100 if total payment due is between Rs. 301 - Rs. 500
- Rs. 500 if total payment due is between Rs. 501 - Rs. 1,000
- Rs. 500if total payment due is between Rs. 1,001 - Rs. 10,000
- Rs. 750 if total payment due is between Rs. 10,001 - Rs. 25,000
- Rs. 1000 if total payment due is between Rs. 25,001 and 50,000
- Rs. 1000 if total payment due is greater than Rs.50,000
|
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonor fee or auto-debit reversal |
2% of the payment amount subject to min. Rs. 450 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways
|
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Waived |
| Balance Enquiry Charges |
Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
