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Credit Cards

Privilege Credit Card
with Unlimited Travel Benefits Account

Fuel your wanderlust and enjoy travel and
lounge benefits like never before

Travel Vouchers

Rs. 5,000 on activation plus Rs. 5,000 every time Rs. 2,50,000 is spent on the card

Airport Lounge Access

Enjoy complimentary access to select airport lounges

Complimentary Insurance Cover

Upto Rs. 2,55,00,000

x x

Features and Benefits

Descriptions Privilege Credit Card
Standard Joining Fee 1500
Standard Annual Fee (2nd year onwards) 1500
Standard Add-on Card Joining Fee Nil
Standard Add-on Card Annual Fee Nil
Finance Charges (Retail Purchases & Cash) 2.95% per month (41.75% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount
Fee for Cash Payment Rs. 100/-
Card Replacement (lost or stolen or re-issue) Waived
Duplicate Statement Fee Waived
Overdue Penalty or Late Payment Fee
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee 3.50% of the transaction value
Mobile Alerts for Transactions Waived
Hotlisting Charges Waived
Balance Enquiry Charges Waived

Service Tax, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.







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