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Instant Loan

Now fulfill all your immediate cash needs using "Instant Loan", a quick and easy loan offered against your Axis Bank credit card.

Features
  • Nil Document Requirement
  • Immediate disbursement/minimized TAT
  • Direct transfer to Savings Account
  • Attractive rates of Interest
  • Multiple tenor options available to suit your payment budget
Eligibility

Eligibility is defined by Axis Bank internal policy guidelines. It is a time-bound eligibility criterion; customers would be eligible for a specific offer for a specific period of time. You can contact us directly on the below-mentioned coordinates to check for your eligibility and loan amount.

How to Avail
  • Call Axis Bank at 1800 103 5577 / 1800 209 5577
  • SMS ‘ILW’ to 5676782
Modes of Disbursal
  • Direct transfer to your Axis Bank SB a/c
Fees and Charges
  • A one-time Processing Fee of 1.5% or Rs.500 whichever is higher
  • EMIs will be calculated at an Interest rate specified on call and on a monthly reducing balance
  • In case of foreclosure, a foreclosure fee of 3% of principal outstanding at the time of foreclosure or Rs 300 whichever is higher will be levied to the customer along with service tax
Calculator

Now calculate your EMI by clicking here

Terms and Conditions

Click here for Terms and Conditions.

More Services

You can Set/Reset your Pin, Auto Debit Payment, Check for Limit Increase, Block & Replace Card, Activate E-statement through Axis Mobile and Internet Banking

  • Login to the Axis Mobile app. Go to Banking>Services>Credit Card
  • Login to Internet Banking. Go to Account > My Cards>More Services.