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Pay your credit card bills

Choose your most convenient option!

There are many easy ways to pay your Axis Bank Credit Card bills. Choose the one that is most convenient to you and enjoy hassle-free banking with us.

Download Credit Card Statement

Download Statement

Click here to download your Credit Card statement.

Online Payment Options

Axis Bank Internet Banking


Pay your Credit Card bills online through Axis Bank Internet Banking from your Axis Bank Savings account.


All you have to do is:

  • Log on to Axis Bank Internet Banking
  • Go to Credit Card>Balance and payments
  • Select the Credit Card number
  • Select the Account to be debited
  • Enter the amount you wish to pay
  • Click "Submit"

TAT for clearance: Same day


Axis Bank Internet Banking for Multiple Axis bank Credit Card Payment


Pay multiple Axis Bank Credit Card bills through Axis Bank Internet Banking with below simple ways.


Registration Process

  • Log on to Axis Bank Internet Banking
  • Go to Accounts > Pay Bill Option
  • Click on Add New Biller and register selecting Category "Credit Cards" and select the biller "Axis Bank Credit Card - Directpay"
  • Enter the Biller details as Nick name and Credit card no. then Click on Fetch button to verify the Card holder name
  • Verify the details by entering the Netsecure code which has been received through SMS and Click on "Add" button
  • After successful registration of New Biller the details will be reflecting in the "Registered biller "and "Direct pay" option

Payment Process

  • Log on to Axis Bank Internet Banking
  • Go to Accounts > Pay Bill Option
  • In"Direct Pay" option select the active Registered Biller and Click on "Pay Now"
  • Two Options show on the screen

-->One Time Payment


-->Repetitive Payment


On Selecting One Time Payment

  • Enter the Payment Amount and Click on Make Hot payment check box, funds will be debited Instantly and credited to Credit Card on Real Time.

On Selecting Repetitive Payment

  • Select the Payment Amount and frequency (Weekly, Monthly, Annual payment etc.) to debit the funds on repetitive schedule basis on a particular day as per the number of payments mentioned in the field.

Electronic Clearing Service (ECS)


You can enroll for ECS facility and pay your Axis Bank Credit Card bill from any other Bank account. Please download the ECS forms (both Part A and Part B) and send the completely filled forms to the address mentioned on the form.


Click here for ECS Form Part A


Click here for ECS Form Part B


National Electronic Funds Transfer (NEFT)


With the NEFT facility, you can pay your Credit Card bills online from any other bank account.


All you need to do is:

  • Login to the Internet Banking facility of your desired bank account and select its National Electronic Funds Transfer (NEFT) option.
  • Enter the following information correctly while transferring funds to make your Credit Card bill payment using NEFT facility:
Beneficiary Name Name as on Credit Card
Beneficiary Bank Name Axis Bank
Beneficiary Branch Name Mumbai
Beneficiary Account Number Your 16 digit Credit Card number
IFSC Code UTIB0000400

TAT for NEFT clearance- 1 working day


Visa Money Transfer


You can also make your payment using Visa Money Transfer, which lets you use your Net Banking facility or your Visa Debit Card to make your payment. Contact your bank's Customer Service to know more about how you can use this service


TAT for VMT clearance- 2 working day


Pay Online using Other Bank Accounts


Pay your Credit Card Bills by using the Net Banking Facility offered by your Bank. Pay Online


TAT for clearance: 3 working days


Mobile Payment


START BANKING A NEW WAY. YOUR WAY ! with Axis Bank mobile application which is simple, user-friendly, convenient and secure mobile application.


Download the application - SMS MBANK to 5676782 (for Android , Iphones , Blackberry and Java Phones) To know more click here


The Customer should have registered his current Mobile Phone Number for SMS Banking via secured channel with Axis Bank for this service.


Steps for Mobile Payments

  • Log in to your Mobile Payments
  • In Accounts option - Click on the Credit Card Number and Amount TAB which shall take you to Credit Card Summary page
  • Click on Pay Last Bill option on Credit Card Summary Page.
  • Enter the Amount which you want to pay and click Continue which shall take you to Confirmation Page.
  • Click on Confirm button once you have checked the details are correct.
  • Prompts for Mobile PIN, Enter your Mobile PIN you get payment confirmation Success.

TAT for clearance: Same day


IMPS(Immediate Payment Service)


A tap on your mobile screen is all that it’ll take to pay your Credit Card bill. IMPS, an easy mode of payment makes it convenient for you to pay your bills on the go, through your bank’s mobile application.


So start making smart payments today, with IMPS.


Steps for IMPS usage:

  • Download and log in to your mobile banking application. To know more click here
  • Post login - In transfer feature enter the details as given below in IMPS Payment Option
    • Merchant Details (P2M)
    • Mobile No. 9619919900 (Unique and dedicated No. to be used for Axis Bank Credit Card payment)
    • MMID-9211400 (Unique and dedicated MMID No.)
    • Payment Amount
    • Payment Reference - 16 Digit Axis Bank Credit Card No.

    For a list of all participating banks, please visit http://www.npci.org.in/bankmember.aspx


    TAT for clearance: Same day


    Payment through SMS :


    Paying your Axis Bank Credit Card bill doesn’t get any easier than this! Just send us an SMS* to pay your bill in real-time. All you need to do is:


    SMS:- CCP Last 6 Digit of your Axis Bank Saving/Current Account No.Payment Amount Last 4 Digit of Credit Card No.


    e.g. - CCP 491525 50 2958 and send it to 5676782.


    Send this SMS from your registered mobile number and the amount will be credited to your Credit Card account in real time.


    Note* : This facility can be used to make payments of Rs.5000 & below. Daily limit of SMS based transaction will be Rs.5000 for Credit Card bill payment.

Offline Payment Options

Cheque/Draft


Choose the amount you would like to pay and simply draw the cheque/draft in favour of "Axis Bank Card No. (16-digit Credit Card Number)" and drop the cheque at any Axis Bank Branch.


In Mumbai, you can also drop cheques in any of the MINC bill boxes.


Please ensure that:

  • The cheque is dropped in at least 5 days before your due date.
  • The cheque is drawn on a local bank.
  • The cheque is not post-dated.

TAT for clearance of Axis Bank cheque: 1 working day


TAT for clearance of other bank cheque: 3-5 working days based on realization


Cash Payment


Visit your nearest Axis Bank Branch* to make your Credit Card bill payment by cash.


* Service fees of Rs 100 per payment will be charged for cash payment of your Credit Card bills at Axis Bank Branch


TAT for clearance: Same day


Auto Debit


You can apply for the Auto Debit Facility for the total amount due or the minimum amount due from your Axis Bank Savings or Current account every month.


All you need to do is to fill in the Auto-debit form and send it to the below address. In case you need any assistance with issuing standing instructions, please call our Customer Service at 1800 209 5577 or 1800 103 5577 .


You can fax/ e-mail/ courier the form to:


Credit Card Customer Service
Axis Bank Ltd, NPC 1,
5th floor,"Gigaplex",Plot No. I.T.5,
MIDC,Airoli Knowledge park,Airoli,
Navi Mumbai-400 708


Fax: 022-71315270
E-mail ID: Creditcards@axisbank.com


TAT for clearance: Same day


Pay at ATMs


Now pay your Credit Card bills using your Axis Bank ATM/Debit card at any Axis Bank ATM

  • Insert your Axis Bank ATM/Debit card at any Axis Bank ATM
  • Select Other Services Option
  • Select Bill Payment option within other services
  • Enter your Credit Card number twice
  • Once your card has been validated, you will see the Total Amount Due and Minimum Amount Due on the ATM screen
  • Enter the amount you want to pay
  • The a/c linked to the ATM Card will get debited & the equivalent amount will be credited into the Customer's Credit card a/c

TAT for clearance: Same day