Steps to buy
Steps to buy Bajaj Allianz Life Smart Protection Goal
Step 1: Choose the Sum Assured
Decide on the level of protection by choosing the Sum Assured you need to safeguard your family's future.
Step 2: Decide whether you wish to opt for Critical Illness Benefit (CIB) and/or Return of Premium (ROP)* feature
Step 3: Choose your Policy Term and the Premium Payment Term
Select the period for which you want to get life insurance protection and the period for which you want to pay the premium.
Step 4: Choose your Premium Payment Frequency
Depending on your convenience, you can decide the interval at which you would prefer to pay the premium during the premium payment term
Your premium is calculated on the basis of your current age, gender, sum assured, optional benefit(s) chosen, policy term, premium payment term & frequency, discounts applicable etc.
*If ROP is chosen, the return of premium as maturity benefit will be applicable both on the premium paid and on the Critical Illness Benefit opted. If Whole Life is opted, then ROP is not available