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Loans

Loan Against Car

Avail pre-approved offers for loan against your existing car,
with no verification or valuation required

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Document-Free Loan

No income documents required

Cash Loan Facility

For existing loan account holders of Axis Bank

Specials Offers

For privileged customers with ultra-fast processing

Loan Amount

Minimum - Rs. 10,00,000
Maximum - Upto 150% funding of the original loan amount

Features and Benefits

Upto 150% of the original loan value of the car
Starting from just 14.50%
No verification or valuation of the car required
No income documents required
Special pre-approved offers for loan against an existing car
Ultra fast processing and minimum documentation required (for Privileged Customers)
No questions asked on usage of the loan
Cash loan facility for existing loan account holders of Axis Bank
  • The Bank reserves the right to reject any application without assigning reasons thereof. It shall be the sole right of the Bank to consider the proposal on case to case basis after taking into consideration, the credentials/credit worthiness of each of the customers
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment
  • Axis Bank may, at its sole discretion, utilise the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products
  • The interest rates and processing fees are subject to change without prior notice and the offer expiry date mentioned is subject to interest rate fluctuations and will only be accommodated on a best effort and non-obligatory basis by the bank
  • Axis Bank or its agent(s) shall not be responsible for the delivery/Model/ colour/make/performance of the asset applied for under this application The borrower undertakes to hypothecate the vehicle in favour of the Bank immediately after purchase of the vehicle
  • Bank is not responsible for the contract entered into by the Customer with Vehicle Dealer nor Bank makes any representation as regards the Dealer or the Vehicle supplied by the Dealer.
  • Axis Bank is authorised to disclose from time to time any information relating to the loan to any credit bureau (Existing or Future) approved by Government of India and Reserve Bank of India without any notice to the borrower. Axis Bank is also authorised to make inquiries with the Credit Information Bureau of India (CIBIL) and get the applicants Credit Information Report.
  • In case of default i.e. if the amount due is not paid by due date, the customer will be sent reminders. from time to time for payment of any outstanding on his loan account, by post, fax, telephone, email, SMS messaging and/or through third parties appointed for collection (as per RBI Guidelines) purpose to remind, follow-up and collect dues
  • The product and services of the bank are subject to applicable law and regulations and would be modified / discontinued based on the prevailing law / regulation at any point of time and neither party shall be under any liability or obligation or continue the product and services of the bank till such time the terms are modified by the Parties as per the prevailing/ amended law at that point of time. In the event, that the product and services of the bank cannot be continued without total compliance of the prevailing law at any point of time, the product and services of the bank shall be deemed to be discontinued forthwith from the date when the amended law restricting / prohibiting the product and services of the bank comes into force.
  • Any dispute relating to the Offer or the terms and conditions shall be subject to the jurisdiction of the courts in Mumbai only.
  • The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion

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