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Loans

Pre-owned Car Loan

Easy funding to get the car you want

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Loan Amount

Minimum - Rs. 1,00,000
Maximum - Upto 85% funding of the valuation amount

Complete Transfer Support

Pan India tie-up with dealers for full support

Maximum Tenure

5 years

Low Interest Rates

ROI starting at 15%p.a

Features and Benefits

Interest Rates and Charges

For Loans with tenure upto 36 months

Tenure 1 Year MCLR Spread over MCLR Effective ROI Reset Processing Fee Documentation Charges
upto 36 months 8.60% 6.40%- 8.40% 15.0% -17.0% No Reset Rs 6000 or 1% of loan amount, whichever is lower. Rs 500

For Loans with tenure more than 36 months

Tenure Effective ROI Processing Fee Documentation Charges
More than 36 months 15.0% -17.0% Rs 6000 or 1% of loan amount, whichever is lower. Rs 500

Other Charges

In addition, our processing charges are transparent and kept to a minimum so that you pay less upfront. Here's what you have to pay:

Sr. No Type Charges
1 Cheque Bounce / Instrument Return Charges Rs 500/ Instance
2 Cheque / Instrument Swap Charges Rs 500/ Instance
3 Duplicate Statement issuance charges Rs 500/ Instance
4 Duplicate Repayment Schedule issuance charges Rs 500/ Instance
5 Duplicate No Dues Certificate / NOC Rs 500/ Instance
6 Late Payment Penal Interest 2% per month
7 Loan cancellation / Re-booking Rs 2500/ instance
8 Foreclosure Charges
5% of the Principal Outstanding after 180 days from date of disbursement
9 Part payment charges
5% Part Payment Charges after 180 days from date of disbursement
10 Stamp Duty At Actuals
11 Issuance of Credit Report Rs 50/ Instance
11 Documentation Charge Rs 500/ Instance
11 Registration Certification Collection Charge Rs 200/ Instance
*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)


















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