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Loans

Education Loan

Fuel your dreams with financial assistance for professional or technical education in India or abroad.

 

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Prime Institute (India) & (Abroad)

Special Rate of Interest offering

x

As per Axis Bank's Prime institutes approved list

Loan Amount

Minimum - Rs. 50,000; Maximum - upto Rs. 75 lakhs*

x

*Upper limits may be extended for special cases.Loan amount eligibility will be derived as per Bank's policy

Key Benefits

No Processing Fees
No Pre-Payment Charges
No Pre-Closure Charges

Features and Benefits

The maximum amount of loan for education in India is Rs 10 lakhs. The quantum of loan can be higher, depending on the case.
Bank will convey its decision within 15 working days from the date of receipt of the application provided the application is complete in all respects.
No margin for education loans upto Rs 4 lacs. For loans above Rs 4 lacs, 5% margin for studies within India and 15% for higher studies overseas.
The parent(s) or guardian of the student would be treated as a co-applicant of the student loan. His or her role would be, necessarily, like the primary debtor.
Rs 500 + taxes per cheque bounce and a penal interest @24% per annum i.e. @ 2% per month on the overdue installment/s.

HAVE QUERIES?

  • What is the time-frame for application decisioning?

Bank will convey its decision within 15 working days from the date of receipt of the application provided the application is complete...

  • What is the margin for Education loans?

No margin for education loans upto Rs 4 lacs. For loans above Rs 4 lacs, 5% margin for studies within India and 15% for higher studies...

  • What is the role of a guardian/parent in an education loan?

The parent(s) or guardian of the student would be treated as a co-applicant of the student loan. His or her role would be, necessarily...

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