Progress with us...
 
internet banking
Personal
Corporate
CMS and Payment Solution
CARDS
Power Access
AxisRemit Online
eDGE Loyalty Rewards
  • LOG IN

Axis Bank Home Loans

Asha Home Loan

Get a loan that helps everyone fulfil their dreams of owning a home

  • fb
  • twit
  • insta
  • mail

Minimum Income Requirements

Avail of loans with a combined monthly income of Rs. 8,000/Rs. 10,000

85% Property Value Loan

For loans upto Rs. 30,00,000

Loan Amount

Minimum - Rs. 1,00,000
Maximum - Rs. 28,00,000

Prepayment Charges

Floating Rate Loan: Nil
Fixed Rate Loan: 2% of outstanding principal/amount prepaid

Features and Benefits

Home loans can be used to purchase an under construction/ready/resale house, self-construction, plot plus construction.
On loans upto Rs. 30,00,000, avail of a loan equal to 85% of the property value
Move existing home loans to Axis Bank without any trouble with a good repayment track record
Upto 30 years, allowing for higher eligibility
At least Rs. 8,000 p.m. or Rs. 10,000 p.m. depending on location
Based on banking behaviour, providing better eligibility
Properties starting from 300 (saleable) sq. ft. area
Choose from our large base of approved projects across India

Terms and conditions

Loans upto Rs. 28 lakhs for locations with population above 10 lakhs and loans upto Rs. 20 lakhs for locations with population upto Rs. 10 lakhs
Minimum income norm varies from Rs. 8,000 p.m. to Rs. 10,000 p.m. depending on location
*Repayment period for Home Loans shall not exceed 30 years
Equitable mortgage of the property to be financed by way of deposit of title deeds
The loan will be disbursed in full or in suitable instalments, taking into account the requirement of funds and progress of construction, as assessed by the Bank directly to seller or builder or local development authority or supplier of materials etc.
Processing fee equivalent to 1% or Rs 10000/- (whichever is higher) of the loan amount (applied for) will be collected along with the application form (taxes as applicable)
Nil on floating interest rate Home Loans
  • Axis Bank will convey its decision within 30 working days from the date of receipt of the application, provided the application is complete in all respects, and is submitted along with all the documents as per 'check list' provided in the application for loan and/or any additional documents as may be required by the bank for proper appraisal of the application. The computation of 30 days shall starts from the day on which all documents required for a proper appraisal of the application are provided by the Customer to bank
  • The bank may at its sole discretion sanction or decline the application. The bank shall convey, the reasons, which in its opinion after due consideration, have led to rejection of the application.
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment
The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion

*Terms and Conditions Apply

WHAT'S NEW ?

PL Travel Inside Page Pin 263X169

DON'T LET FINANCES BOTHER YOUR LOVE FOR TRAVEL

Personal Loans from Axis Bank
with no foreclosure charges.

KNOW MORE

axis-bank-atm-charges-waiver Inside PIN

Here's a quick guide to the recent  RBI Directive on Demonetization

Read all Demonetisation related
general instructions here

KNOW MORE

CCD-App_v01_263x169

NOW ENJOY YOUR COFFEE, CASHLESS!

Register on lime wallet through CCD app and get a cappuccino free*

REGISTER NOW

AxisBank_Banner263-x-169

INTRODUCING EXPRESSINVEST

Access schemes from over 10 MF houses in less than 10 minutes at 0 brokerage.

KNOW MORE

ALL LOANS

Home Loan

Car Loan

Commercial Vehicle Loan

Other Loans