Progress with us...
 
internet banking
Personal
Corporate
CMS and Payment Solution
CARDS
Power Access
AxisRemit Online
eDGE Loyalty Rewards
  • LOG IN

Axis Bank Home Loans

Axis Bank Home Loan

Own your dream home with long tenure loans for
highest eligibility at lowest EMIs

  • fb
  • twit
  • insta
  • mail

Smaller EMIs

Space out your payments and avail smaller EMIs paid over longer tenure

Loan Amount

Minimum - Rs. 3,00,000
Maximum - Depends on combined income

Prepayment Charges

Floating Rate Loan: Nil
Fixed Rate Loan: 2% of outstanding principal/amount prepaid

Interest Rate Applicable

Floating and Fixed

Features and Benefits

Eligibility

Individuals in permanent service in the Government or reputed companies
Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity

Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
Applicants above 21 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria

Any individual filing income tax returns can apply
Applicants should be above 21 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity

Determine your loan eligibility using our Home Loan Eligibility Calculator

Borrowing Limits

Minimum - Rs. 3 lakhs
Margins
For loan upto Rs. 30 lakhs - 10%
For loan above Rs. 30 lakhs to upto Rs. 75 lakhs - 20%
For loan above Rs. 75 lakhs - 25%

Keep your documents ready

Document Needed Salaried Self Employed
Proof of identity Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Proof of Income Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
-and-
Last 6 months bank statement/Passbook of the salary account
IT- returns for the last 2 years along with computation of income certified by CA
-and-
Last 6 months Bank statement for operative account both personal and business.
Proof of Residence Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.

YOU MIGHT ALSO BE INTERESTED IN

WHAT'S NEW ?

Axis-Active-PinBanner-Inner

NOW PAYMENT TIME IS ALSO FITNESS TIME

Make contactless payments using Axis Active. Get it at a special price today!

KNOW MORE

EducationLoan-PinBannerInside

Your Child's Education Expenses fully covered

Special Rate offer for Indian & Abroad Institutes; offer valid till March 31, 2017

KNOW MORE

EVOLVE-InnerPinBanner

GST: IMPACT AND WAY FORWARD


Evolve, roadshow for Axis Bank SMEs, is back with its 3rd edition

KNOW MORE

SUB-InnerPinBanner

Backing the innovators of today!

Business Banking Solutions for Start-ups by Axis Bank

KNOW MORE

ALL LOANS

Home Loan

Car Loan

Commercial Vehicle Loan

Other Loans