Axis Bank Home Loans offer a host of benefits to help you fulfil your dream of owning a home. Find out about the eligibility criteria for the Axis Bank Home Loan below:
Salaried individuals eligible for home loan
- Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
- Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity. You can check the amount you need to pay as EMI with the Home Loan EMI Calculator.
Professionals eligible for home loan
- Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
- Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Self-employed individuals eligible for home loan
Any individual filing income tax returns can apply
Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan
Determine your loan eligibility using our Home Loan Eligibility Calculator here
Home Loan Borrowing Limits
Minimum - Rs. 3 lakhs
For home loan upto Rs. 30 Lakhs - 10%
For home loan above Rs. 30 Lakhs upto Rs. 75 Lakhs - 20%
For loan above Rs. 75 Lakhs - 25%
Documents Required for Home Loan
The Axis Bank Home Loan offers a host of benefits to help you fulfil your dream of owning your home. Find out the documents required for applying for the Axis Bank Home Loan.
Keep your documents ready
|Proof of identity
||Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
|Proof of Income
Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 and Last 6 months bank statement/Passbook of the salary account
IT- returns for the last 2 years along with computation of income certified by CA and Last 6 months Bank statement for operative account both personal and business.
|Proof of Residence
Latest Electricity Bill/utility bill/ piped gas bill/ telephone bill (Not more than 2 months old)/ Passport/Aadhar card/ Voter ID/ Driving License.