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Axis Bank Home Loans

Axis Bank Home Loan

Own your dream home with long tenure loans for
highest eligibility at lowest EMIs

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Smaller EMIs

Space out your payments and avail smaller EMIs paid over longer tenure

Loan Amount

Minimum - Rs. 3,00,000
Maximum - Depends on combined income

Prepayment Charges

Floating Rate Loan: Nil
Fixed Rate Loan: 2% of outstanding principal/amount prepaid

Interest Rate Applicable

Floating and Fixed

Features and Benefits

Eligibility

Individuals in permanent service in the Government or reputed companies
Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity

Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply
Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria

Any individual filing income tax returns can apply
Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity

Determine your loan eligibility using our Home Loan Eligibility Calculator

Borrowing Limits

Minimum - Rs. 3 lakhs
Margins
For loan upto Rs. 20 lakhs - 15%
For loan above Rs. 20 lakhs to upto Rs. 75 lakhs - 20%
For loan above Rs. 75 lakhs - 25%

Keep your documents ready

Proof of identity and address - Passport or Voter ID card or Driving License or Job Card issued by NREGA or Aadhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of Income - Latest 3 Months salary slip showing all deductions and Form 16
Bank statement or Pass Book where salary or income is credited - last 6 months
Guarantor form - optional

Proof of identity and address - Passport or Voter ID card or Driving License or Job Card issued by NREGA or Aadhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank
Proof of Income - IT returns for the last 2 years and computation of income for the last 2 years certified by a CA
Bank statement or Pass Book where salary or income is credited - last 6 months
Guarantor form - optional

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