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Axis Bank Home Loans

Super Saver Home Loans

Save on your home loan, spend on your home

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Loan Amount

Minimum - Rs. 1 crore

Prepayment Charges

Nil

Interest Rate Applicable

Floating

Max Tenure

20 years for Fully disbursed case and 22 years for partly disbursed case

Features and Benefits

Presenting Super Saver home loans from Axis Bank, a unique financing solution that helps you save on the total interest payable on your home loan with us. Any surplus funds at your disposal can now be effectively utilized to save on interest while still being able to use them whenever needed.

To facilitate this you will be provided with the following services:

  • Cheque Book
  • ATM card
  • Internet Banking
  • Phone Banking

How does a Super Saver Work?

After the loan is disbursed, any amount deposited in the SuperSaver account by you shall reduce the principal outstanding and you will be charged interest on net principal outstanding i.e. loan amount outstanding minus any excess funds parked in the account.

The excess funds parked can also be withdrawn on requirement.

Example:

Example1

Other features of Super Saver:

We offer Super Saver loans at attractive interest rates so that not only do you save interest on your Home loan by parking excess funds, but you also don’t feel like your home loan as a burden. Rate of interest available at floating rate.
Loan repayment tenure up to 20 years to make sure you enjoy the benefits for a longer term.
Not satisfied with your existing Home Loan provider/ your Home loan provider does not extend a similar facility? You can transfer your Home Loan to us without any hassles.
Want to pay off your home loan early? You can do that at Axis Bank without worrying about prepayment charges. However, keeping excess funds in your super saver account will help you to enjoy the benefits of prepayment and will also give you the flexibility to withdraw these funds anytime.
*Valid only on floating interest rates.
We know the value of your time and hence we shall come to your doorstep.
Get your Super Saver Loan much before you expect. You are always on our Priority.

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