| Type
|
Charges |
| ROI Min |
10.50% |
| ROI Max |
25% |
| Processing Fee |
Up to 2.5% of Loan Amount (LA) |
| Documentation Charges |
Rs 750/-
|
| Cheque Bounce/ EMI Return Charges |
Rs 339/- Per Instance |
| Cheque / Instrument Swap Charges |
Rs 500/- Per Instance |
| Duplicate Statement Issuance Charges |
Rs 250/- Per Instance |
| Duplicate Repayment Schedule Issuance Charges |
Rs 250/- Per Instance |
| Duplicate No Dues Certificate / NOC
|
Rs 50/- Per Instance |
| Penal Charges |
^Financial Default: 8% p.a. above applicable interest rate on the overdue amount
(subject to the aggregate not exceeding 24% per instance) |
| Part-payment charges |
5% of part payment amount |
| Fore Closure Charges |
5% of Principal Outstanding
|
| Stamp Duty |
At Actuals |
| Issuance of Credit Report |
Rs 50/- Per Instance |
| PDD Collection Charges |
Rs. 200/- |
| Legal, Repossession or incidental charges |
At Actuals |
| #Loan Cancellation / Re-booking charges |
Rs. 550/- per case
|
| Issuance charge for photocopy of Loan Agreement / Documents |
Rs 250/- Per instance
|
