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A Digital Savings Account is an online savings account that you can set up via the internet, enabling you to save and manage your funds entirely through internet banking or open - the Axis Bank mobile banking app.
| Easy Access Digital Savings Account | |
|---|---|
| Initial Funding: As Stated Below | Average Balance Requirement |
| Metro: ₹16000/- | Metro: ₹12000/- |
| Urban: ₹15000/- | Urban: ₹12000/- |
| Semi Urban: ₹10000/- | Semi Urban: ₹5000/- |
| Rural: ₹10000/- | Rural: ₹2500/- |
| Virtual Debit Card Joining Fees : 500+GST
Virtual Debit Card Annual Fees :Nil Physical Debit Card Issuance Fees: 500+GST Physical Debit Card Annual Fees: 500+GST | |
| Amaze Digital Savings Account | |
|---|---|
| Initial Funding: ₹10,000 | Average Balance Requirement |
| Debit Card fees: Nil | Average Monthly Balance: NIL |
| Plan Charges: Monthly: ₹200/month (6 months minimum) | |
| Annual: ₹2,200/year | |
| Liberty Digital Savings Account | |
|---|---|
| Initial Funding: ₹25,000/- | Average Monthly Balance: ₹25,000 OR monthly spends* of ₹25,000 *spends include merchant payments made through your account (internet banking, Axis Mobile, UPI) and through debit card of Primary Account Holder (offline or online payments) |
| Virtual Debit Card fees: Nil
Physical Debit Card: 1. Joining fees: ₹200 + GST 2. Annual fees: ₹300 + GST | |
| Prestige Digital Savings Account | |
|---|---|
| Initial Funding: ₹75,000/- | Average Monthly Balance: ₹75,000/- |
| Virtual Debit Card fees: Nil
Physical Debit Card Annual fees: ₹500+GST Physical Debit Card joining Fees: Nil | |
| Priority Digital Savings Account | |
|---|---|
| Initial Funding: ₹2 Lakhs | Average Monthly Balance: ₹2 Lakhs |
| Debit Card fees: Nil | |
| Burgundy Digital Savings Account | |
|---|---|
| Initial Funding: ₹5 Lakhs | Average Quarterly Balance: ₹10 Lakhs |
| Debit Card fees: Nil | |
Check out a world of rewards, benefits and offers that are customised for your needs.
Earn when you spend with exciting
Access a plethora of incredible cashback offers from brands that you love.
Explore all offers
Enjoy unmatched convenience with India’s one of the best-rated mobile banking app, designed for a seamless experience. Access 250+ services and join 2.8 crore users who trust Axis Bank for their banking needs.
Cards
Monitor spending, track rewards, card limit and more, effortlessly.
UPI
Pay & receive money securely to/from any UPI app.
Loans
Apply for personal, home, or car loans at attractive interest rates & track your EMIs within the app.
Bill Pay
Pay your utility bills, recharge, setup auto pay and more digitally.
Multilingual
Bank in your language — choose from 4 options.
Fixed Deposits
Book and manage your FD seamlessly.
Open your Digital Savings Account effortlessly in 4 easy steps with Video KYC feature
If opting for Video KYC, ensure you have a device capable of supporting video calls and a reliable internet connection
Easily estimate your earnings with our Savings Account Interest Calculator. Just enter your deposit details to see how your savings grow over time.
Maturity Value
1,05,000
5,000Interest Earned
1,00,000My Savings Amount
Exciting discounts on dining
Cashback on online spends
Cardless withdrawal
Instant E-Debit Card
Get complimentary movie tickets
Exclusive
EDGE REWARDS Points
Before you proceed with Digital Savings Account opening, kindly ensure to read and agree to the information stated in the Most Important Document (MID) corresponding to the account you wish to open.
For more information on all applicable Fees and Charges, kindly click here.
Use the official Mobile Banking App, open: Access your Digital Savings Account only through the official Axis Bank mobile app or website to ensure safe and secure transactions.
Engage with your Digital Relationship Manager: Make use of the 24/7 assistance available from your Digital Relationship Manager to resolve any account-related queries swiftly. Contact through the dedicated toll-free number for prompt support.
Utilise no-cost services: Benefit from services like no charges on ATM withdrawals and 30+ other perks, ensuring you can access your funds without extra costs.
Link your account with UPI and digital wallets: Link your Digital Savings Account to UPI apps and digital wallets for seamless and quick transactions, making it easier to pay bills or transfer money on the go.
Optimise savings with rewards and offers: Use your Digital Savings Account for transactions to unlock various cashback offers, discounts, and other rewards, which help in maximising savings.
Keep an eye on minimum balance rules: Some online savings accounts require a monthly average balance. If you don’t meet it, you might be charged a fee. Know your account’s balance requirement to avoid extra costs.
Don’t perform transactions from shared devices: Avoid accessing your account from shared or public computers to prevent the risk of theft or misuse of your data.
Don’t ignore the terms of benefits: Understand the terms and conditions for benefits like Locker discounts or OTT membership to ensure you meet the eligibility requirements and make the most of these offers.
Don’t exceed transaction limits: Be aware of the transaction limits set for your account to avoid fees for exceeding the number of free transactions allowed each month.
A Digital Savings Account is a type of savings account that you can open and manage entirely online without visiting a bank branch.
You can open a Digital Savings Account as long as:
You need to voluntarily share your Aadhaar details to open an Digital Savings Account. In case you do not wish to share your Aadhaar or VID details, you may visit your nearest Axis Bank Branch and choose to open a Savings Account from our range of options.
You need not visit a branch post account opening. Your Digital Savings Account lets you avail all our 250 + services online.
It is always good to have a nominee for your account. In case of unforeseen circumstances, your account funds can be transferred to the nominee without any hassle. You can, however, skip nominee details while opening the account and add one later.
Savings Account is offered subject to the fulfilment of the Product eligibility criteria, applicable to all existing and new customers under the Priority scheme.
Customers who do not qualify the above criteria will be converted to normal savings account with due notice. Fees and charges will apply accordingly (Including annual debit card charges)
All accounts have monthly billing cycle in a year i.e. 1st to 30th / 31st of the month.
There will be a fee of Rs.500 if the account is closed between 14 days and 1 year of account opening. No fees would be levied if account is closed within 14 days of account opening or after 1 year.
Axis Bank reserves the right, at its own discretion, to close the account in case initial funding is returned/bounced and funding as per scheme code is not received within 30 days of account opening
The Bank can at its sole discretion discontinue any service partially / completely or change fees by providing 30 days’ notice. All revision in fees will be displayed on the Notice Board of the branches of Axis Bank and also on our website www.axisbank.com.
GST as applicable will be levied on all fees.
Aadhar Number should be updated in your bank account to receive subsidies directly from Government (LPG, MGNREGA, etc.)
If your account has been opened in conjunction with an Axis Bank loan, with a standing instruction for repayment of the loan, your account will be a zero-balance account till such time as the loan continues and the SI stands, after which, the balance requirement will apply.
Digital Savings Account opening for existing to bank customers:
Terms and Conditions for an existing Customer:
1. As an existing customer, I understand that I have a valid and active relationship with the Bank, and I have applied for a Digital Savings Account.
2. Customer, with full awareness and liveliness, acknowledges and consents to allow the Bank to use the existing active KYC details for the limited purpose of opening the Digital Savings Account without having to perform the video KYC process during the digital account opening journey.
3. Customer understands that he/she can apply for the Digital Savings Account through the following means:
4. Customer agrees and allows the Bank to deduct his/her account balance for the purpose of initial funding of Digital Savings Account.
5. Customer understands that the initial funding amount debited will be on hold interest free till the Digital Savings Account is activated.
Please click here for Terms and Conditions
Please click here for Debit card related terms and conditions
1. Customer understands that he/she has no objection in authenticating themself with Aadhaar based authentication system and voluntarily consent to providing their Aadhaar number, Biometric and/or One Time Pin(OTP) data (and/or any similar authentication mechanism) for the purposes of seeding their new account with NPCI mapper to enable me to receive Direct Benefit Transfer (DBT) including LPG Subsidy from Govt. of India (GOI) their my new account.
2. I hereby state that I have no objection in authenticating myself with Aadhaar based authentication system and consent to providing my Aadhaar Number, Biometric and/or (One Time Pin) OTP data (and/or any similar authentication mechanism) for Aadhaar Based authentication for the purposes of availing of the Banking Service from Axis Bank.
3. I understand that the Biometric and/or (One Time Pin) OTP (and/or any similar authentication mechanism) I may provide for authentication shall be used only for authenticating my identity through Aadhaar Authentication system for that specific transaction and for no other purposes. I understand that Axis Bank shall ensure security and confidentiality of my personal identity data provided for the purpose Aadhaar based authentication.
4. I submit my Aadhaar number and voluntarily give my consent to:
I understand that my information submitted to the bank herewith shall not be used for any purpose other than mentioned above.I hereby declare that all the above information voluntarily furnished by me is true, correct and complete.
5. The bank may disclose information about customer's account, if required or permitted by law, rule or regulations, or at the request of any public or regulatory authority or if such disclosure is required for the purpose of preventing frauds, or in public interest, without specific consent of the account holder/s.
6.If in case the customer do not wish to open the account through Aadhaar based authentication process, the customer can open an account by submitting physical account opening form along with his full KYC documents by visiting the nearest Axis Bank branch.
1) I hereby state that I have no objection in authenticating myself with video based customer identification process (“V-CIP”). Further, I expressly consent to and authorise the Bank (whether acting by itself or through any of its service providers, and whether in automated manner or otherwise), to do and undertake any of the following, in relation to my application details including my photograph, personal data and sensitive information about me, information, papers and data relating to know your customer (KYC), credit information, and any other information whether about me or not as may be deemed relevant by the Bank (collectively, “Information”) for the purposes of (“Purposes”) via V-CIP:
I hereby state that I have no objection in authenticating myself with Aadhaar based authentication system and consent to providing my Aadhaar Number, Biometric and/or (One Time Pin) OTP data (and/or any similar authentication mechanism) for Aadhaar Based authentication for the purposes of availing of the Banking Service from Axis Bank.
I understand that the Biometric and/or (One Time Pin) OTP (and/or any similar authentication mechanism) I may provide for authentication shall be used only for authenticating my identity through Aadhaar Authentication system for that specific transaction and for no other purposes. I understand that Axis Bank shall ensure security and confidentiality of my personal identity data provided for the purpose Aadhaar based authentication.
I submit my Aadhaar number and voluntarily give my consent to:
2) I expressly agree to and subject me to the automated processing, automated profiling and to the automated decision making by or on behalf of the Bank.
3) I expressly agree to the Bank and/or its affiliates for using the Information and for cross-selling to me their various products and services from time to time.
4) I hereby confirm that I have read and I hereby accept the Privacy Policy of Axis Bank Limited (“Bank”) available at.
Please click here for Insurance related terms and conditions
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