Progress with us...
internet banking
Mutual Fund
CMS and Payment Solution
Power Access
AxisRemit Online
Remit Money
eDGE Loyalty Rewards
  • LOG IN

Agri Business Loans




Features and Benefits

The Bank started its retail microfinance operations through its branch network under flagship program Axis Sahyog in Feb, 2013.

The program aims to lend small ticket unsecured loans in the range of Rs 10k to 50k to economically active poor women individually or under Joint Liability Group (JLG). JLG lending is a proven microfinance model wherein the social collateral or the peer pressure of the group members ensures healthy credit discipline. These loans help the women to expand their existing businesses or take up new livelihood activities. As a part of bundled product offering, the Bank provides insurance to women clients and their spouse to save them from financial stress in case of exigencies. The program is presently operational across 17 States and 1 Union Territory namely Assam, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Pondicherry, Rajasthan, Sikkim, Tamil Nadu, Uttar Pradesh, Uttarakhand and West Bengal.

Loan Size Rs. 12000 to 45000
Rate of Interest 19.8% linked with 1 year MCLR rate

Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest Rate Reset
MF JLG Loans 8.7% 11.1% 19.8% No Reset
Loan Tenure 18 months
Collateral Unsecured loans
Applicable charges Processing fee of up to 1% of the sanctioned. amount for amounts above Rs. 25000
Insurance coverage Client and spouse both covered against the loan amount. Insurance premium to be borne by the customer
Purpose of loan Income generating activities
Other Features Customers have to form a Joint Liability group of 4-10 members to avail the loan. Each group member assumes the liability for the loans of all other members in the group
Applcation form Click here for Applcation form
Agreement Click here for Agreement form
Customer redressal toll free no 1800-419-5577
penal interest Nil
Channels Axis Bank branches
Eligibility Individuals those are eligible for Sahyog loans are
  • Rural and semi urban women
  • Age greater than 18 years and less than and equal to 59 years


burgundy inside

Experience Burgundy Wealth Management

The choices you make in your life are unique. So are our financial solutions.



Avail festive offers on Auto Loan

With zero part payment and foreclosure charges* 


ABYB Pin Banner Inside

Take Charge of Your Progress

Join the Axis Bank Young Bankers Program



Get up to 12 EMI off*

With Axis Bank Fast Forward Home Loan


Your Browser is Outdated!

Please check your browser version & upgrade to one of the following browsers to continue banking with us.

  • v7 osx & above
  • v30 & above
  • v27 & above
  • v11 & above
  • v17 & above

Upgrade your web browser today

Please check your browser version & upgrade to one of the following browsers to continue banking with us.

  • V7 & above
  • V5 & above
  • Android V5.0 & above