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Bank Smart

Axis OK

Your Bank Without Internet,
At Your Home,In Your Own Language

About Axis OK

Features

Terms and Conditions

FAQs

All Axis Bank customers holding a bank account or credit card can download the application on their registered mobile number and get started. There is no separate registration process required for this application.
On downloading the application, it prompts to select the language of usage. However if you wish to change the language in future, this can be done from ‘Choose Language option’ in the left hand menu
Yes, you can now register for SMS banking through Axis Ok. Under the main menu option, select ‘Register for SMS Banking’. Enter your customer ID, last 6 digits of your account number and submit. You will receive a confirmation message. Your mobile number should be registered with the bank in order to enable the SMS banking service. All Savings Account holders registered for SMS Banking (except NRI) will be charged Rs. 15 (exclusive of taxes) per quarter.
Select the Recharge option, and then select mobile recharge through SMS or recharge by giving a missed call. If recharge through SMS is selected, you need to enter the mobile number, select the operator, enter amount, and the last 6 digit of account no. and submit.

In case of recharge through missed call,a first time user will have to activate the service(one time activity) by sending SMS ACT < mobile Operator > < last 6 digits of account no. >, e.g. ACT < space > Airtel < space > 123456. After activation, you can give a missed call from the registered mobile no. and your mobile number will get recharged.
Yes, you can use this service even if the service provider has changed using number portability. Please enter your new mobile operator and other details and submit once again.
No, you have to provide the last 6 digits of the account number that is linked with the mobile number.
Using mobile recharge through SMS, you can do a minimum recharge of Rs. 10 and a maximum recharge of Rs. 2000 through the application. Three successful recharges can be processed for the same Mobile Number per day. The overall recharge limit (Prepaid Mobile, DTH and Data Card recharge) per account would be Rs. 5000 per day.

By using the mobile recharge through missed call option, you can do a recharge of Rs. 100 by default. Three successful transactions per day/ account are allowed.
This facility is free of cost by Axis Bank. Charges may be applied by the mobile operator.
Yes, you can deactivate mobile recharge through  missed call service by sending "DACT" 5676782.
For Recharge you do not require internet access. Non-GPRS users can recharge their prepaid mobile using a single service.
While doing a recharge, Axis Bank debits your account immediately. If you have entered an invalid number/ postpaid number, the amount will be credited back to your account within 4 working days
You have to be careful while entering the mobile number for recharge. In case a wrong mobile number has been recharged by mistake, the amount will not be reversed to your account

This could happen due to various reasons like

  • Recharge denomination not being available
  • The number is a Postpaid number and not a prepaid number
  • Telecom Operator system not available

In case your recharge is unsuccessful, the amount will be credited back to your account in 4 working days.

To recharge DTH using the Axis OK application, select recharge option and further select DTH recharge. Enter subscriber ID, operator, amount and the last 6 digits of the account number and submit. Your DTH will be recharged.
No, you have to provide the last 6 digits of your Axis Bank account number that is mapped to the mobile number from where the SMS is sent
Minimum Recharge amount is Rs. 200 and maximum recharge amount is Rs 5000. Please check with the service provider for various recharge options available for DTH. Total three transactions can be processed for the same DTH number per day. The overall SMS recharge limit (Prepaid Mobile, DTH and Data Card recharge) per account would be Rs. 5000 per day.
Axis bank does not charge the customer for the DTH recharge facility. However, charges may be applied by the mobile service provider for use of SMS.
Your account will be debited immediately. If you have entered an invalid Customer ID while doing the recharge, the amount will be credited back to your account within 4 working days.
You have to be careful while entering the Customer ID for DTH recharge. In case, a wrong Customer ID has been recharged by mistake, the amount will not be reversed to your account.
To recharge your data card, select the recharge option and further select prepaid data card recharge. Enter the data card number, select operator, enter the amount last 6 digits of your account number and submit. Your data card will be recharged.
No, you have to provide the last 6 digits of account number that is mapped to the mobile number
You can do a minimum recharge of Rs. 50 and a maximum recharge of Rs. 2000. Three successful recharges can be processed for the same Data Card Number per day. The overall SMS recharge limit (Prepaid Mobile, DTH and Data Card recharge) per account would be Rs. 5000 per day.
Axis bank does not charge for this service However. charges may be applied by the mobile operator for use of SMS.
Your account will be debited immediately. If you have entered an invalid number while doing recharge, the amount will be credited back to your account within 4 working days.
You have to be careful while entering the data card number that needs to be recharged. In case a wrong data card number has been recharged by mistake, the amount will not be reversed to your account.

This could happen due to various reasons like

  • Recharge denomination not being available
  • Operator system not being available

In case your recharge is unsuccessful, the amount will be credited back to your account in 4 working days.

On successful or failed execution of transaction, Axis bank will send an SMS on your registered mobile number.
Error can occur in case of bad network coverage. Please ensure network availability and try again. In case the problem persists, please contact our Customer Care. Please ensure you are registered with Axis Bank for SMS Banking as this service is available for registered customers only
You may call on 1860-419-5555 / 1860-500-5555 for any queries / complaints on services or transactions done though the "Axis OK" application.

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