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Salary Accounts

Easy Access Salary Account

Enjoy enhanced access to your payroll account with added protection benefits

SMS salary city name to 5676782

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Debit Card

Rupay Platinum Debit Card with daily withdrawal limit of Rs. 40,000


Nil Issuance fees.

Personal Accident Insurance Cover*

Rs. 2,00,000

Axis eDGE Rewards

Earn reward points for completing transactions

Minimum 15% Discount

Minimum 15%* off at our partner restaurants

Features and Benefits

W.e.f 1st July'17, Interest earned on Savings bank account will be credited on the last business day of each quarter of the financial year. W.e.f 19th Mar'18,*Earn 6% p.a. interest on savings account balance of Rs.10 crs and above.Earn 4% interest on saving account balance of 50 Lakhs upto less than 10 crs. Earn 3.5% p.a. interest on savings account balance less than Rs.50 lacs..

Zero minimum opening deposit and Nil Average monthly balance requirement*

1, free, payable-at-par chequebook per quarter 1, free, Demand Draft/Pay Order per month, at Axis Bank locations

Free SMS alerts, access to 13,800+ Axis Bank ATMs, 3,500+ Axis Bank branches as well as internet and mobile banking services

SMS – GREEN to 5676782 to register for monthly e-statements

Free, unlimited online NEFT transactions

  • Minimum 15%* off at our partner restaurants
  • High daily withdrawal limits of Rs. 40,000 at ATMs and Rs. 1,00,000 for shopping transactions.
  • First 5 transactions free at Axis Bank ATMs and first 3/5 transactions free at Non Axis Bank ATMs in Metro/Non Metro locations respectively***

Cash Back Benefits#

  • 1% cashback* on debit card spends upto Rs. 750 per month
  • 25% cashback* on movie tickets upto Rs. 1,000 per year

Enhanced Insurance

  • Personal accident insurance cover of up to Rs.12 lakhs*
  • Air Accident Death Cover of Rs. 1 Cr.*
  • Personal Accident Insurance Cover:  In the unfortunate event of loss of life in a mishap, the customer's beneficiaries will receive the benefit of accident insurance of Rs. 2 lakh
  • Zero Lost Card Liability: As an Axis Bank Debit Card customer, you will be insured for risk of loss due to fraudulent use of a lost/stolen/missing debit card. All you need to do is communicate the loss of your card by calling our 24-hour customer service number.
  • Purchase Protection: All consumer durable goods purchased using the debit card are insured against fire, natural calamity, burglary and housebreaking up to 90 days from the date of purchase. You will be eligible for a combined lost card liability and purchase protection of up to Rs 50,000.

Note: To avail the Insurance covers, your debit card needs to be used for purchases 180 days prior to the date of the mishap.

Axis eDGE Rewards points for transactions and 500+ rewards and offers to redeem points
  • Earn points for these transactions:
  • Monthly credit transactions of Rs. 50,000 or more
  • Electronic Clearance System transactions
  • Providing Standing Instructions
  • Opening a Recurring Deposit account of Rs. 2,000 or more
  • Opening an AxisDirect account
  • Maintaining a minimum monthly balance of Rs. 25,000

For options to redeem points, check the Axis eDGE Rewards Catalogue

To check no of points you are eligible for click here.

Savings Account under Salary scheme is a special account offered to customers with regular direct salary credits coming into this account. In case the monthly salary is not credited into the account for more than 3 consecutive months, the special features offered under the said Account stands withdrawn and the account shall be treated as a Normal Savings Account under our standard charge structure and Average Monthly Balance (AMB) is required to be maintained, and all charges shall be levied and applied as applicable to normal savings accounts. Moreover the Know Your Customer must be complied with as applicable to a Normal Savings Bank account and documents are to be submitted, failing which there would be a credit freeze marked on the said account. The features of Normal Savings Bank Account and charge structure are available on the bank's website – You may please contact your nearest Axis Bank branch for further details.

*T&C apply

***These are standard limits. Special limits are applicable for Our Premium Corporates/Institutions. Please get in touch with your Axis Bank Corporate Relationship Manager or nearest Branch for more details.

# Changed proposition with effect from 10th February 2017:

1. To be eligible for 1% cashback on Debit card spends a customer will need to spend a minimum amount of Rs 15,000 in a month, on the debit card. Cashback will be capped at Rs 750 per month.

2. To be eligible for the 25% cashback on movies, the customer will need to spend a minimum amount of Rs 750 per month for purchase of movie tickets using the debit card. CashBack will be capped at Rs 1,000 per year.

For details click here

Important Notice :
With effect from 14th November 2017, Easy Access Salary Account will be issued with RuPay Platinum Debit Card including replacement and renewal request of all existing non upgrade debit card. This card offers additional benefit of lounge access and cashback on utility bill payments (powered by RuPay) along with the existing card benefits.


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