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Savings Account

EasyAccess Savings Account

Give your savings journey the perfect start with unmatched account access and tracking

SMS EASY to 5676782

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Debit Card

Visa Classic Debit Card at nominal fee of Rs. 150

Personal Accident Insurance Cover

Rs. 2,00,000

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If card is swiped once, every 6 months

Low Opening Deposit

Rs. 10,000 for metros

eDGE Loyalty Rewards

Earn reward points for completing transactions

Fees and Charges

Average Monthly Balance (AMB)/ Monthly Service Fee (MSF)
  • In metro/urban branches, Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 350, whichever is lower, is waived off if Average Monthly Balance (AMB) of Rs. 10,000 is maintained
  • In semi-urban branches, Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 250, whichever is lower, is waived off if Average Monthly Balance (AMB) of Rs. 5,000 is maintained
  • In rural areas, Half-yearly Service Fee (HSF) of Rs. 10 per Rs. 100 of shortfall or Rs. 250, whichever is lower, is waived off if Half-yearly Average Balance (HAB) of Rs. 2,500 or Total Relationship Value (TRV) of Rs. 25,000 across savings account balance and term deposit (minimum 6 months tenure) is maintained
Cash transaction charges
  • No charges for first 5 cash transactions or transactions worth Rs. 10 lakhs, whichever is higher, in metro and urban locations
  • No charges for first 10 cash transactions or transactions worth Rs. 10 lakhs, whichever is higher, in semi-urban and rural locations
  • Cash transactions beyond these limits charged at Rs. 5 per Rs. 1,000 or Rs. 150, whichever is higher
Please click here to view the complete list of fees and charges








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