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Add-On Credit Cards

Add on to the lives of your loved ones with an Add-On Credit Card

With Add On Cards, you can now share all the benefits of your Axis Bank Credit Card with your loved ones. An Add On Card is an additional Card which you can apply for against your Axis Bank Credit Card and will have all the features of your primary Credit Card. You can apply for upto 4 Add-On cards.

You can give an Add-On Credit Card to your:

  • Spouse
  • Parents
  • Siblings
  • Son and Daughter (over 18 years).

Benefits of an Add On Credit Card:

  • Shared Credit limit with the Primary Card
  • Minimum documentation requirements (See list of required documents)
  • Zero Cost and Zero Annual fee
  • 1 consolidated statement for all Cards
  • Earn eDGE Loyalty Rewards points (on select cards).

To apply for an Add-On card:

  • SMS ADDON to 5676782 (or)
  • Kindly submit the duly filled application form with the self attested KYC documents of the applicant, at your nearest branch.
  • Download Application form

Important Terms and Conditions:

  • All the KYC documents need to self attested by the applicant who would receive and use the Add-on Card.
  • All communications for Add-on credit card will be sent to the primary card holder.
  • The Add-on credit card can be used for International transactions, only if International Usage is enabled on the Primary Card.
  • In case of My Choice Credit Cards with personalized image, the Add-on card will also have the same image as that of the primary Credit Card
  • Other Terms and Conditions apply.

General Benefits

Mobile Alerts

Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.

Interest Free period*
  • Get upto 50 days free credit period on your purchase transactions without any finance charge being levied to your card account.
  • Applicable only if there is no outstanding in the card account ie, previous bill has been settled in full by the payment due date. Not applicable to cash transactions.
Revolve Facility
  • Get Extended Credit Facility with Axis Bank Signature Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience
  • The repayment options available to you is as below:
    • Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months
    • Pay the total amount due
    • Pay any amount ranging from the minimum amount due to the total amount due.
Balance Transfer
  • Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially.
  • Click here to Know More
Cash Advance Facility
  • You can use your Axis Bank Signature Credit Card to withdraw cash upto 30% of your credit limit from over 1 million Visa ATMs (Automated Teller Machines) around the world. In India, you can access cash around the-clock, 365 days a year from any of the 18,000 ATMs that display the Visa sign.
Auto Debit Facility
  • If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:
    • Debit Total Amount Due
    • Debit Minimum Amount Due (5% of the outstanding amount)
EMI Facility
  • EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs.
    Click here to know more

Take advantage of your credit card

As an Axis Bank Cardholder, get the best of all worlds. Relish sumptuous meals at famous restaurants or get yourself the choicest of consumer durables in super discounted prices! Go ahead and indulge yourself.

Click here Take advantage of your credit card


Choose your most convenient option!

There are many easy ways to pay your Axis Bank Credit Card bills. Choose the one that is most convenient to you and enjoy hassle-free banking with us.

Download Credit Card Statement

Download Statement

Click here to download your Credit Card statement.

Online Payment Options

Axis Bank Internet Banking

Pay your Credit Card bills online through Axis Bank Internet Banking from your Axis Bank Savings account.

All you have to do is:

  • Log on to Axis Bank Internet Banking
  • Go to Credit Card>Balance and payments
  • Select the Credit Card number
  • Select the Account to be debited
  • Enter the amount you wish to pay
  • Click "Submit"

TAT for clearance: Same day

Axis Bank Internet Banking for Multiple Axis bank Credit Card Payment

Pay multiple Axis Bank Credit Card bills through Axis Bank Internet Banking with below simple ways.

Registration Process

  • Log on to Axis Bank Internet Banking
  • Go to Accounts > Pay Bill Option
  • Click on Add New Biller and register selecting Category "Credit Cards" and select the biller "Axis Bank Credit Card - Directpay"
  • Enter the Biller details as Nick name and Credit card no. then Click on Fetch button to verify the Card holder name
  • Verify the details by entering the Netsecure code which has been received through SMS and Click on "Add" button
  • After successful registration of New Biller the details will be reflecting in the "Registered biller "and "Direct pay" option

Payment Process

  • Log on to Axis Bank Internet Banking
  • Go to Accounts > Pay Bill Option
  • In"Direct Pay" option select the active Registered Biller and Click on "Pay Now"
  • Two Options show on the screen

-->One Time Payment

-->Repetitive Payment

On Selecting One Time Payment

  • Enter the Payment Amount and Click on Make Hot payment check box, funds will be debited Instantly and credited to Credit Card on Real Time.

On Selecting Repetitive Payment

  • Select the Payment Amount and frequency (Weekly, Monthly, Annual payment etc.) to debit the funds on repetitive schedule basis on a particular day as per the number of payments mentioned in the field.

Electronic Clearing Service (ECS)

You can enroll for ECS facility and pay your Axis Bank Credit Card bill from any other Bank account. Please download the ECS forms (both Part A and Part B) and send the completely filled forms to the address mentioned on the form.

Click here for ECS Form Part A

Click here for ECS Form Part B

National Electronic Funds Transfer (NEFT)

With the NEFT facility, you can pay your Credit Card bills online from any other bank account.

All you need to do is:

  • Login to the Internet Banking facility of your desired bank account and select its National Electronic Funds Transfer (NEFT) option.
  • Enter the following information correctly while transferring funds to make your Credit Card bill payment using NEFT facility:
Beneficiary Name Name as on Credit Card
Beneficiary Bank Name Axis Bank
Beneficiary Branch Name Mumbai
Beneficiary Account Number Your 16 digit Credit Card number
IFSC Code UTIB0000400

TAT for NEFT clearance- 1 working day

Visa Money Transfer

You can also make your payment using Visa Money Transfer, which lets you use your Net Banking facility or your Visa Debit Card to make your payment. Contact your bank's Customer Service to know more about how you can use this service

TAT for VMT clearance- 2 working day

Pay Online using Other Bank Accounts

Pay your Credit Card Bills by using the Net Banking Facility offered by your Bank. Pay Online

TAT for clearance: 3 working days

Mobile Payment

START BANKING A NEW WAY. YOUR WAY ! with Axis Bank mobile application which is simple, user-friendly, convenient and secure mobile application.

Download the application - SMS MBANK to 5676782 (for Android , Iphones , Blackberry and Java Phones) To know more click here

The Customer should have registered his current Mobile Phone Number for SMS Banking via secured channel with Axis Bank for this service.

Steps for Mobile Payments

  • Log in to your Mobile Payments
  • In Accounts option - Click on the Credit Card Number and Amount TAB which shall take you to Credit Card Summary page
  • Click on Pay Last Bill option on Credit Card Summary Page.
  • Enter the Amount which you want to pay and click Continue which shall take you to Confirmation Page.
  • Click on Confirm button once you have checked the details are correct.
  • Prompts for Mobile PIN, Enter your Mobile PIN you get payment confirmation Success.

TAT for clearance: Same day

IMPS(Immediate Payment Service)

A tap on your mobile screen is all that it’ll take to pay your Credit Card bill. IMPS, an easy mode of payment makes it convenient for you to pay your bills on the go, through your bank’s mobile application.

So start making smart payments today, with IMPS.

Steps for IMPS usage:

  • Download and log in to your mobile banking application. To know more click here
  • Post login - In transfer feature enter the details as given below in IMPS Payment Option
    • Merchant Details (P2M)
    • Mobile No. 9619919900 (Unique and dedicated No. to be used for Axis Bank Credit Card payment)
    • MMID-9211400 (Unique and dedicated MMID No.)
    • Payment Amount
    • Payment Reference - 16 Digit Axis Bank Credit Card No.

    For a list of all participating banks, please visit

    TAT for clearance: Same day

    Payment through SMS :

    Paying your Axis Bank Credit Card bill doesn’t get any easier than this! Just send us an SMS* to pay your bill in real-time. All you need to do is:

    SMS:- CCP Last 6 Digit of your Axis Bank Saving/Current Account No.Payment Amount Last 4 Digit of Credit Card No.

    e.g. - CCP 491525 50 2958 and send it to 5676782.

    Send this SMS from your registered mobile number and the amount will be credited to your Credit Card account in real time.

    Note* : This facility can be used to make payments of Rs.5000 & below. Daily limit of SMS based transaction will be Rs.5000 for Credit Card bill payment.

Offline Payment Options


Choose the amount you would like to pay and simply draw the cheque/draft in favour of "Axis Bank Card No. (16-digit Credit Card Number)" and drop the cheque at any Axis Bank Branch.

In Mumbai, you can also drop cheques in any of the MINC bill boxes.

Please ensure that:

  • The cheque is dropped in at least 5 days before your due date.
  • The cheque is drawn on a local bank.
  • The cheque is not post-dated.

TAT for clearance of Axis Bank cheque: 1 working day

TAT for clearance of other bank cheque: 3-5 working days based on realization

Cash Payment

Visit your nearest Axis Bank Branch* to make your Credit Card bill payment by cash.

* Service fees of Rs 100 per payment will be charged for cash payment of your Credit Card bills at Axis Bank Branch

TAT for clearance: Same day

Auto Debit

You can apply for the Auto Debit Facility for the total amount due or the minimum amount due from your Axis Bank Savings or Current account every month.

All you need to do is to fill in the Auto-debit form and send it to the below address. In case you need any assistance with issuing standing instructions, please call our Customer Service at 1800 209 5577 or 1800 103 5577 .

You can fax/ e-mail/ courier the form to:

Credit Card Customer Service
Axis Bank Ltd, NPC 1,
5th floor,"Gigaplex",Plot No. I.T.5,
MIDC,Airoli Knowledge park,Airoli,
Navi Mumbai-400 708

Fax: 022-71315270
E-mail ID:

TAT for clearance: Same day

Pay at ATMs

Now pay your Credit Card bills using your Axis Bank ATM/Debit card at any Axis Bank ATM

  • Insert your Axis Bank ATM/Debit card at any Axis Bank ATM
  • Select Other Services Option
  • Select Bill Payment option within other services
  • Enter your Credit Card number twice
  • Once your card has been validated, you will see the Total Amount Due and Minimum Amount Due on the ATM screen
  • Enter the amount you want to pay
  • The a/c linked to the ATM Card will get debited & the equivalent amount will be credited into the Customer's Credit card a/c

TAT for clearance: Same day