Coverage Details |
Family Definition |
Self + Spouse + 2 kids. |
Entry Age (Adult) |
18yrs to 55 yrs |
Entry Age (Child ) |
91 days to 25yrs |
Policy Tenure |
Annual. |
Sum insured (Individual & floater basis) |
INR 5 Lakhs, 10 Lakhs, 15 Lakhs, 20 Lakhs & 25 Lakhs. |
Pre-Post Hospitalization |
60-90 days respectively. |
Day care procedures |
540+ listed procedures |
Domiciliary Treatment |
Covered |
Pre – Existing & Specific Illness Waiting Period |
Covered after waiting period of 2 years. |
Initial Waiting period |
30 Days (except in the case of Accidents cover which is from Day 1) |
Health Check Up |
Up to INR 2,000 per year after every 2 claim free years |
Restore Benefit |
Automatically restores the base Sum Insured if exhausted within the same policy year |
Emergency Ambulance |
Covered upto 1% of Sum Insured subject to a maximum of INR 10,000 per hospitalisation in case of emergency |
Nursing Allowance |
INR 100 per day for 15 days with a deductible of 2 days |
AYUSH |
Covers on an in-patient basis hospitalisation treatments |