For Loans with tenure up to 36 months
| 1 Yr MCLR |
Spread over MCLR |
Effective ROI |
Reset |
Processing Fee |
Documentation Charges |
| 7.75% |
7.05%- 9.05% |
14.80%-16.80% |
No Reset |
1% of loan amount |
Rs. 500 |
For Loans with tenure over 36 months
| Effective ROI |
Processing Fee |
Documentation Charges |
| 14.80%-16.80% |
1% of loan amount |
Rs 500 |
Balance Transfer and Top Up Car Loan Car Charges
At Axis Bank, we offer Balance Transfer and Top Up Car Loan at highly competitive interest rates and minimal processing charges which are completely transparent. Find out the Balance Transfer and Top Up Car Loan charges below.
| Sr. no |
Type |
Charges |
| 1 |
Cheque Bounce / Instrument Return Charges |
Rs. 500 per instance |
| 2 |
Cheque / Instrument Swap Charges |
Rs. 500 per instance |
| 3 |
Duplicate Statement Issuance Charges |
Rs. 500 per instance
|
| 4 |
Duplicate Repayment Schedule Issuance Charges |
Rs. 500 per instance |
| 5 |
Duplicate No Dues Certificate / NOC |
Rs. 500 per instance |
| 6 | Penal Interest |
2% per month |
| 7 |
Loan cancellation / Re-booking |
Rs. 2,500/ instance |
| 8 |
Foreclosure Charges |
5% of the Principal Outstanding |
| 9 |
Part Payment Charges | 5% Part Payment amount |
| 10 |
Stamp Duty |
At actuals |
| 11 |
Issuance of Credit Report |
Rs 50/ Instance |
| 12 |
Documentation Charge |
Rs 500/- Instance |
| 13 |
Registration Certification Collection Charge |
Rs 200/- Instance |
*Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
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